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If you haven’t heard of Scurich Insurance Services, we offer a wide range of insurance products and we also specialize in Agri-business, Contractors, and Risk Management.
For all you Business owners in the Watsonville, CA area, we have a long history of providing the most competitive rates to protect you.
But dont take our word for it, take a look at our Testimonials on our blog!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Prevention on the outside
Be sure to carry out certain fire protection measures before a fire starts:
- Create “Defensible Space” – Remove flammable vegetation from around your home or structures and replace with fire-resistant plants. This safety zone for firefighters should be at least 100 feet. Also, clear away dead leaves and debris from your roof and gutters.
- Mark road signs and buildings clearly – Fire-fighting personnel must be able to immediately locate and safely travel to your home or business in order to protect it.
- Establish an emergency water supply – Keep a minimum of 2,500 gallons of water (roughly the size of an above-ground pool, 10 feet in diameter) available to firefighters.
- Make your home and buildings fire safe – Modify your structures to resist fire damage. Siding materials such as brick and stucco resist fire much better than wood. Also, build or re-roof with fire resistive or noncombustible materials (Class A offer the best protection).
Prevention on the inside
Fires are caused by a combination of fuel, air and heat. Therefore, removing one of the three elements is key in preventing devastating fires. Beware of fire ignition sources such as:
- Electrical – Many fires result from defects in, or misuse of, the electrical system. Wiring may fail due to faulty installation, overloading, physical damage, aging or deterioration. Inspect all exposed wiring regularly. Make sure heating units are working properly.
- Farm machinery – Equipment fires may be the result of defective fuel or ignition systems, smoking, overheated engines, sparks from exhaust or grinding equipment, or improper refueling. Turn off the engine and allow it to cool before refueling. Repair leaks in fuel lines, pumps and filters. Use and store fuels properly. Keep them in well-ventilated areas.
Scurich Insurance can help protect your farm with Business Insurance as well as keep you informed with Safety Services.
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For many individuals, after buying a house or car, renting an apartment, or changing jobs, insurance is the first thing most consumers think about. To avoid risk, getting insurance quotes from insurance agents to immediately implement full coverage to a homeowners, auto, renters or health insurance policy, is a must. You need insurance just in case something ‘bad’ happens. But paying too much for insurance can be quite costly.
With good reason consumers pay close attention to their insurance coverage, although over-insuring becomes the problem because they are not thinking about the risks of going overboard on coverage. Evaluating individual insurance needs is all about making smart decisions that are not related to the benefits of purchasing high risk insurance. In the long run, consumers end up paying too much for insurance when they do not have to.
The two mistakes many consumers make:
- Trying to insure everything instead of finding an alternate solution for coverage.
- Believing that full coverage applies to every little detail relating to a property, car and so on.
As an example, if a homeowner owns a number of valuables such as jewelry, collectibles, etc., instead of purchasing more insurance to cover the valuables in case of a burglary, perhaps purchasing a safe would be the better decision.
Also keep in mind, consumers are not able to cover every minor mishap because the chance of it happening is slim and insurance rates would be sky-high. For instance, on many consumers’ auto insurance policies they will not find coverage for protection against a lawsuit from a passenger that was injured while riding in their car.
Scurich Insurance can help you Manage Risk and get covered with Personal Insurance.
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The Watsonville Certified Farmer’s Market has a wide array of participating farmers during the spring and summer season. Each farm stand has a unique medley of fruits and vegetables. There is something for everyone here, from organic lovers to seekers of the exotic.
This week at the market you can find peas, peanuts and green onions at the Agular Farms stand. Keep a lookout for asparagus and broccoli as well. Universal Organics is another great spot to find asparagus. Universal has beautiful array of veggies; colorful carrots, bright broccoli, brussel sprouts and cabbage, just to name a few. And all organic to boot!
Stop in at the Shletewitz Farms stand for lovely citrus fruits; oranges, tangelos, sweet grapefruit, lemons, limes and more. Shletewitz hands out mouthwatering sample wedges to temp shoppers. One juicy bite and you’ll be sold!
Shoppers will be in for a treat this week at the KT Farms stand. This booth has a wonderful selection of exotic produce; Asian cucumbers, Chinese broccoli, baby bok choy, Thai basil and Chinese spinach. KT’s more unusual offerings are sugar cane, tarrow root and celery root. Visit this stand to add some adventure to your menu.
At the Aula Farms stand, check out the aromatic array of herbs: cilantro, basil, dill and thyme. Aula’s aromatic offerings extend to onions and garlic as well. Cucumbers, green beans, and celery round out this stand’s offerings.
Shopping at the farmer’s market is a wonderful way to connect with your community, support local farmers and eat seasonally. The Watsonville Certified Farmer’s Market is held 3-7 pm every Friday on the corner of Peck and Main streets. The market is open rain or shine.
Credit: Christine Marez
Scurich Insurance helps farmers get covered with many types of Commercial Insurance.
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Read more
You can now subscribe to our monthly insurance newsletters. Our newsletters have great information about insurance and helpful tips.
We offer the following newsletters:
These articles provide practical, helpful info about Life and Health Insurance concerns.
Life & Health
Dont miss out on tips and important facts for home owners, car owners and more!
Personal Protection
Your Employee Matters. A guide to Workplace Culture and Compliance.
Employee Matters
For any business with employees! Special updates, and advice on holding down Workers Comp claims.
Workers Comp
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business. Find out more at www.scurichinsurance.com
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The types of risk your business faces
The main categories of risk to consider are:
Strategic – a competitor coming on to the market
Compliance – responding to the introduction of new health and safety legislation
Financial -non-payment by a customer or increased interest charges on a business loan
Operational – the breakdown or theft of key equipment
These categories are not rigid and some parts of your business may fall into more than one category. The risks attached to data protection, for example, could be considered when reviewing both your operations and your business’ compliance.
Other risks include:
Environmental Risks – including natural disasters
Employee Risk Management – such as maintaining sufficient staff numbers and cover, employee safety and up-to-date skills
Political and Economic Instability – in any foreign markets you export goods to
Health and Safety Risks
Commercial Risks – including the failure of key suppliers or customers
Scurich Insurance can help you with Risk Management Consulting for your business.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Read more
