Does it pay to buy whole Life Insurance when you are in your late 20s?

Right now you probably do not have a lot of financial obligations and probably do not need much in Life Insurancecoverage, but you will. Right now you like most 20 year olds are probably burning through enough money in a month in waste spending that you could in fact buy a very attractive WL policy so that when you do need it, you will have it! You will have already accrued much cash value, locked in on a younger age premium and more.

Some more points to consider WL premiums can be structured to go down over time. Term is guaranteed to go up! (For the “buy term invest the difference” crowd) WL has guaranteed cash values the market has NO guarantees! WL has a waiver of premium that says even if you buy insurance today and get perm disabled tomorrow, you will never have to pay your premiums again and the policy will stay in force and the cash value will still grow.

Visit our website today to find out how Scurich Insurance Service can help you with your Life Insurance needs!