You hope nothing will go wrong with your car, especially late at night or far from home. Yet we all know that breakdowns can happen unexpectedly. We recommend taking a risk management approach to car safety — assume the worst will happen and prepare for it in advance.
Start by getting a good emergency kit. Whether you purchase one or build it yourself, your kit should contain at least a working flashlight, flares, reflective triangles, distress sign, first aid supplies, and basic tools.
Before leaving the house, make sure your cell phone is fully charged. Take along some spare change or a telephone calling card in case you break down in a “dead” area for your cellular provider.
If your vehicle breaks down, pull off the road as far as possible on the right shoulder (or in the center median, if getting to the shoulder is impossible). Activate your hazard lights and place flares or reflective triangles far enough behind your vehicle to warn oncoming traffic of your presence. Many authorities advise against you attempting to change your tires or jump your battery while traffic is present. Open your hood, then stay in your vehicle and wait for help.
If a stranger approaches, it’s safest to talk through a closed window. Don’t ask them to assist in repairing your vehicle. If they wish to help, ask them to call your auto club or the police.
As seen in: santacruzlive.com 9/6/2012 By Ramona Turner
The California Office of Traffic Safety has recently reported that the usage of seat belts among teen is at an all time high of 96.1% this year. Overall this rate is up from 4 years ago when it was reported that only 88.9% of all teens were wearing seat belts. The California Office of Traffic Safety has credited the increased percentage to seat belt enforcement and education campaigns that are being used. These seat belt enforcement and educatiion campaigns are: Click It or Ticket, Start Smart, Teen Smart and Friday Night Live.
All of the helpful and friendly agents at Scurich Insurance Services would like to remind you to remember to always wear your seat belt while driving or riding in a car. Contact any of our agents with questions on your California Auto Insurance policy today. All of us at Scurich Insurance would like to invite you to follow us on Twitter.
Content was first stated by: http://www.santacruzlive.com/blogs/streetsmarts/2012/09/06/teen-seat-belt-use-at-all-time-high/
Scurich Insurance Services did not originally write this content.
All of our agents at Scurich Insurance Services would like to wish you a Happy Labor Day today. We would like to remind you to practice safe driving habits while on the road today and safe cooking habits while cooking as well.
It is a known fact that the type of vehicle you have the type of equipment it comes with is a big determining factor for insurance premiums. While is it known that certain types of car and what they come with can cause your insurance premiums to go up, having certain types of equipment on your vehicle can also cause your insurance premium to decrease as well.
Having a vehicle that has anti-lock brakes, daytime running lights, and ant-theft devices can all help reduce your insurance premiums. There are even some states that require insurance companies to give discounts on insurance premiums by having these things. Vehicles with a high crash test rating have been know to lessen insurance costs.
Raising your liability coverage from $300,000 to $500,000 on a car only costs on average an extra $60.00 a year for 2 cars. Knowing how much it could cost to treat serious injuries during an accident, raising your liability coverage is a good investment. It would also be a good idea to check your health or disability benefits to make sure you are not duplicating coverage that you already have. The last thing you can do is to find out and improve your credit score.
Scurich Insurance cares about your insurance policy with us. Contact any of the friendly agents at Scurich today with any questions regarding your Auto Insurance Policy or for a quote on a policy today!
