Forrest White, President, Consumer Electric, Inc.
“Our Company has been using Scurich Insurance Services since 1986, and as we continue to be elated by their ability to maintain consistent, meaningful and timely service with competitive rates year after year! We have no need to look for representation by other insurance companies since we have the best working hard for us at Scurich Insurance. Thanks for the years of great service and being an intergal part of our success on the Central Coast! A customer for life.”
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Email:[email protected]
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Auto Insurance is very important here in the United States. Being in a car accident is very costly especially when you are the one at fault. If you were involved in a car crash, you will be responsible for the cost of repair of both yours and the victim’s vehicle if you do not have Automobile Insurance. And if there are any injuries to the victim’s party, you will shoulder the medical bills and that is very expensive.
With auto insurance, you are not only protecting yourself in case of an accident, but also your financial well-being in the future and the choices you make could affect you for the rest of your life.
A low cost Auto Insurance policy from Scurich Insurance may include the following coverage’s:
- Bodily Injury Liability – It pays the medical and other expenses of people injured in an accident you cause. This is required by most states.
- Property Damage Liability – It covers the damage your car causes to property, usually the other car or cars involved in the accident but also any objects you may hit (fence posts, garages, buildings…). This is also required in most states.
- Collision – It covers the damage done to your car when it collides with another car or an object.
- Comprehensive – This covers damage to your car that results from something other than a collision, for example damage caused by vandals or a windstorm.
Contact Scurich Insurance today or fill out our quick and simple form to receive a quote on low cost Auto Insurance. Our experts are eager to help you!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Business owners know an injury to an employee or severe property damage destroys productivity; so all losses should be avoided or reduced. So why do insurance loss control representatives visits and the ensuing safety recommendations bother business owners so frequently? Is it a nuisance? Is it the money to implement loss control strategies? Insurance companies understand that the frequency of claims, that is the number of claims, predicts risk levels much more accurately than does the severity of claims.
Insurance company recommendations tend to reduce the frequency of claims. In the long run, reduced frequency leads to better experience and greater discounts. Selfishly, you should implement loss control recommendations that lead to lower costs.
For small business, as defined as those that cannot afford an in-house full time safety officer, the insurance company loss control representative acts in that capacity to review the overall loss control picture. Use this service to your advantage. The insurance company wants to reduce risk as much as you do. Of course, the company is less concerned about the budget to do so when you’re fulfilling their recommendations. So, what can you do about costly compliance measures? Ask the loss control representative for help. These professionals are in the field all the time and see many solutions to the same problems. They will have some cost effective ideas.
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
As a truck driver, you have a responsibility to avoid fatigue and remain alert. You might also have a demanding schedule that can leave you feeling fatigued. Although there are many rules and regulations in place to help you avoid exhaustion and the impaired driving it causes, you can still suffer from it, even while you operate within the established guidelines. If you are serious about your safety and of the other drivers around you, there are still steps that you can take to avoid the dangers associated with chronic fatigue.
Rules about Sleeping. As a truck driver, below are the minimal regulations for sleeping and shift work that you must follow:
- A driver may drive no more than 11 hours of every 14 hour shift, if they have been off-duty for 10 or more hours. Remember, the 14 hour shift includes time spent on stops.
- If you have been on duty for a total of 60 hours during seven consecutive days, you need to cease driving. Furthermore, you may not drive if you have been on duty for a total of 70 hours over eight consecutive days. You may start the count over again only after 34 hours of off duty time.
- If you are using a sleeper berth, then you must spend at least 8 hours of consecutive time in the berth. You must also take an additional 2 hours off duty either in or out of the berth.
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Worker stress levels have increased within the past few years as the economic downturn has led to layoffs, heavier workloads, a higher percentage of workers taking second jobs to make ends meet, and declining household incomes, due to family members’ lost wages.
In a recent “Stress in the Workplace” survey by Buck Consultants (www.buckconsultants.com), more than four in five participants (82%) reported that employee stress has a significant or moderate impact on their company’s healthcare costs. A large majority of respondents also said that stress has had a significant or moderate impact on absenteeism (79%) and on workplace safety (77%).
In response to rising employee stress levels, many employers are taking steps to help their workers manage stress. According to the Buck Consultants survey, 66% of participants have implemented four or more programs to reduce on-the-job stress, while 22% have at least eight programs in place.
The survey listed these Top 10 stress-reduction strategies:
- Employee assistance programs (78%)
- Flexible work schedules (63%)
- Work/life balance support programs (46%)
- Leadership training on worker stress (45%)
- Online healthy lifestyle programs (45%)
- On-site fitness centers (43%)
- Physical activity programs (38%)
- Stress awareness campaigns (35%)
- Financial management classes (32%)
- Personal health/lifestyle management coaching (29%)
- The more effective these programs, the lower the stress on your workers – which adds up to higher productivity and a healthier return on investment.
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Make your home looked “lived in” even when you’re not there!
Have a trusted neighbor pick up your mail and newspapers.
Arrange for someone to mow your lawn or shovel snow.
Ask a neighbor to park a car in your driveway while you’re gone.
Never advertise your absence by taping a note to your door or announcing it on your answering machine/voice mail.
Turn your telephone ringer down or off. This way a burglar is less likely to hear the ringing of unanswered calls and realize no one is home.
You can add to the security of your lighting system and cut your electric bill by installing a motion detector on outside lights. This will activate your lights when anyone comes within range of the unit’s motion sensor.
Scurich Insurance Services can get you and your home covered with Homeowners Insurance.
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
