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14 years ago · by · 0 comments

The Difference Between Whole Life and Term Life

The biggest difference between Whole Life Insurance and Term Life Insurance is the length of time you are insured for. With Whole Life Insurance you are insured for your entire life. With Term Life Insurance you are insured for a specified period of time, that expires by a certain age (usually 75) and if you have not died there is no payout. Some sound Whole Life Insurance advice is to explore both options carefully.

Whole life premiums are higher than term life; however, you are also covered for your entire life. With term life each time the term renews the premiums go up so in the end it costs more than whole life. Some good Whole Life Insurance advice is to compare premium rates between different providers.

Scurich Insurance can get you covered with Life Insurance. Follow us on Facebook and Linkedin.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

Email:[email protected]

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14 years ago · by · 0 comments

Here are some great tips to keep you safe on your tractor.

Don’t leave the driver’s seat or cab until you have turned off the engine and made sure the tractor has come to a complete stop. Then take the key with you.

 

  • Always be on the lookout for nearby workers on the ground.
  • Don’t carry passengers or extra riders.
  • Don’t operate too close to ditches or creeks.
  • Slow down when operating in fields that contain holes or other hazards resulting in uneven terrain.
  • Make sure tractors are equipped with ROPS and that seat belts are worn when the ROPS is in the upright and locked position.
  • Only hitch to the drawbar or to other hitch points specified by the manufacturer.
  • Make sure all loads are secure, balanced, and not too heavy for your tractor to handle.
  • Check your lighting, brakes, and the condition of your slow-moving vehicle emblem (SMV) before operating on a roadway.

Scurich Insurance can get you covered with Workers Compensation in the event of tractor accident or injury. Please visit us at http://www.scurichinsurance.com

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

 

 

 

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14 years ago · by · 0 comments

Umbrella liability insurance

Unfortunately, in today’s society, lawsuits seem to be lurking everywhere. If an unexpected accident was to happen, and you were found at fault, are you confident in your liability protection?

Oftentimes, homeowners, auto and watercraft have a limit on the liability insurance that is included within the respective policy—but what if you are looking for that extra degree of security?

Umbrella liability insurance is designed specifically, to help put the minds of policy holders at ease. An umbrella policy provides the added liability protection, not found in your standard homeowners, auto or watercraft personal insurance policies. Scurich Insurance can help you with all of your needs.

Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

Read more

14 years ago · by · 0 comments

Business Review 360

Scurich Insurance provides the best protection for your assets over years. Our customers have given their word of mouth that adds feather to our victory cap, which proves our best service.  Please read our customer’s reviews on Business Review 360° to get to know.

Scurich Insurance would like to know what you think of us! Please visit us on our Business Review 360 page!

You can write a review, give us a star rating and see what others think about us! Also, don’t forget to connect with us on these popular social sites such as Facebook and LinkedIn.

 

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office:    1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

 

 

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14 years ago · by · 0 comments

Motorist killed in collision with freight train in Placentia

A motorist was killed in a collision with a freight train early Friday in Placentia, authorities said. The accident occurred about 8 a.m. near Rose Drive and Orangethorpe Avenue near the city’s border with Anaheim, said Capt. Mark Stone, spokesman for the Orange County Fire Authority.

The Burlington Northern train pushed the car about 300 yards down the track before it came to a stop, Stone said. The male driver of the car, whose name was not immediately known, died as firefighters were attempting to extract him. The track has been shut down in both directions. It was unknown why the car was on the tracks when the train was passing, Stone said.

No matter how well you prepare, or how carefully you drive, auto accidents still happen. You can trust us to be there for you during these unexpected times. Most importantly, we will provide you with coverage to protect you and your family. Auto Insurance is essential for protecting yourself, your car and others on the road.

If you don’t have Auto insurance, or feel that you aren’t getting the protection you deserve, contact Scurich Insurance Solutions.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office:    1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

 

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14 years ago · by · 0 comments

Individual medical insurance is easy now

 

Individual Medical insurance is, quite simply, coverage that an individual purchases for himself and/or his family. Individual policies are often purchased with the advice of a professional insurance producer due to the complexity of coverage offerings and the premium cost.

Individual insurance is very different than group health insurance, which is the type of insurance that is offered through an employer. Since laws mandating what types of services must be included in individual policies are often different than those dictating what must be included in group policies, benefits are generally less extensive than what most people would receive through coverage they have through work. Sometimes individual health insurance consumers have the option to pay extra for coverage of additional services like maternity coverage. This extra coverage is referred to as an optional rider.

Coverage in individual policies may be limited due to pre-existing conditions with certain kinds of medical care excluded as a result. This is often referred to as a “rider.” This means that applicants for individual insurance will need to complete a brief medical questionnaire when applying for benefits and, unlike a group insurance policy, in most states a company can decide not to cover people with very serious medical conditions (e.g., HIV or cancer), deeming them “uninsurable.”

Cost is often the primary factor for individual health insurance consumers, which is another reason why the benefits included in individual policies are often simpler. In addition, deductibles (the amount you have to pay before insurance benefits begin) and cost-sharing (the fees you pay directly to medical providers at the time of service) are also generally higher. With Scurich individual medical insurance plans, purchasing medical coverage for individuals is as easy as one-two-three. Get your quotes, choose a plan, and apply.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office:    1-831-722-3541

Toll Free: 1-800-320-3666

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm