Contact us

(831) 722-3541

Contact us

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Commercial Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto Insurance Quote

Contact details:

Current Coverage Information

Your car:

Your Quote Form has been sent successfully. Close this notice.

Homeowners Insurance Quote

Your house:

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Life Insurance Details

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Health Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.
9 years ago · by · 0 comments

Help prevent common household fires

fire-houseUsing our claim data, we have developed a list of the most common causes of fire-related losses as well as some things you can do to help prevent them.

Faulty Wiring and Outlets Are One of the Top Causes of House Fires.

  • Check the electrical cords throughout your home for signs of fraying, and replace all frayed wires.
  • Do not pinch or cover electrical cords with items such as rugs.
  • Be aware of the capacity of your home’s electrical system. Do not overload your circuits. If you have questions about your home’s electrical system, you may want to consult a licensed electrician.
  • Understand the difference between surge protectors and power strips – both allow you to plug in multiple electronic devices, but only the surge protector will help protect these devices from a power spike. Use surge protectors to protect valuable electronic devices, such as computers and televisions.


Carelessness in the Kitchen May Also Lead to a House Fire.

  • Never leave your pots or pans unattended on your stove.
  • Keep a kitchen fire extinguisher readily available and know how to use it.
  • Keep your stove and oven clean. Built up food splatter or grease can later ignite when the stove or oven is turned on for cooking.
  • Read more tips to help prevent cooking fires, and what to do if one occurs.


Clothes Dryers are Another Common Source of House Fires.

  • If you are installing your own dryer vent, follow the directions in the manufacturer’s installation instructions, using the recommended duct material. If you are unsure about how to properly install the vent, consider hiring a professional to do the installation.
  • Clean out the dryer vent regularly.
  • Clean out the lint filter after each load.
  • Lint may also collect under and behind your dryer, so do not forget to clean these areas.


Alternative Heating Sources May Also Create a Fire Hazard.

  • Avoid using an older space heater, as it may not have adequate safety features compared to newer units. When purchasing a new space heater, ensure it is UL Listed and pay attention to the safety features.
  • Do not place a space heater near furniture, curtains or other objects that could easily catch fire.
  • If you plan to install an alternative heating system, such as a wood or pellet stove, follow the instructions. If you are unsure about how to properly install the system, consider hiring a professional to do the installation.
  • Before installing a wood or pellet stove, check to ensure it complies with the laws of your state and municipality.


Dirty Chimneys Also Pose a Fire Hazard.

  • Have your chimney inspected annually by a Chimney Safety Institute of America (CSIA)-certified chimney sweep. Have a professional clean and repair the chimney as needed, especially before the cold months, when you will be using it frequently.
  • Use seasoned wood only. Never burn green or damp wood.
  • Never burn cardboard boxes, wrapping paper, trash or trees in your fireplace – these can all spark chimney fires.

Read more

9 years ago · by · Comments Off on Is your home properly insured in case of fire?

Is your home properly insured in case of fire?

fire-89353_1280You already know that you need homeowners insurance to protect this huge investment that you’ve made. Since fire is one of the catastrophes that this type of insurance covers, you might think that you are in the clear and that you don’t have to worry. There are some instances, however, during which your insurance company might not pay out as you expected.

Replacement Cost

While you might think that your homeowners insurance allows you to replace your home and its contents, chances are that your insurance company will pay out only the actual cost. The discrepancy between the two values could lead you to having to come up with some money out of pocket to rebuild your home. In order to make sure that your insurance pays out at the replacement value of your home and belongings, speak to your insurance agent about a policy rider that you can purchase.

Historic Options

Homes that are historic in nature or that have customized interior work might need to be covered with special insurance coverage. A standard homeowners insurance policy will pay only to have the industry standards replaced within your home. This could result in either a reduction in the value of you home or a significant out-of-pocket expense for you to restore it to its prior state.

Debris Removal

Clearing out the debris caused by a fire is something that is typically only partially paid for by a standard homeowners insurance policy. This is especially true if your home is deemed to be a total loss that must be demolished or if you live in a mobile home whose value is negligible.

Read more

10 years ago · by · 0 comments

Clean up tips for Fire/Smoke Damage

Scurich Insurance Services, CA, Fire Clean UpDamage can come in all forms including fire and smoke damage, and water damage.  If you don’t act immediately, you can be faced with additional expenses to fix that damage.  We have compiled a list of tips you can enact when facing such damage.   Today we are going to focus fire and smoke damage.

  • Call a professional.  Some by-products can cause etching which is irreversible fairly quickly.
  • Do not touch anything that has been damaged with your bare hands.  Your hands carry oil which can cause additional damage.
  • Open up the house and air out any smoke damage, if the outside temperature is warm.
  • Do not wash any of the walls that have smoke/fire damage.  The wrong cleaning component can cause more damage.
  • Clean off your Formica, chrome, porcelain or aluminum fixtures to prevent permanent tarnishing.
  • Call a professional to clean up any upholstered furniture and carpets.  Don’t clean them yourself.
  • Keep away from anything and everything electronic until they have been checked out by and cleared by a professional.
  • Replace your air filter on your furnace if you use forced air.
  • If your ceiling is wet, do not use any of the fixtures.
  • Throw away all food packages that have been opened.
  • Any clothing that has been tarnished, send to a professional for cleaning.
  • Clean out the refrigerator and keep the doors open, if the electricity is off.

For more information, please feel to contact our office.

Content provided by Transformer Marketing.

Sources:  Servicemaster

Read more

10 years ago · by · 0 comments

Three women displaced in Live Oak house fire

Scurich Insurance Services, CA, home fireThree Live Oak women and a dog were displaced from their house on the 300 block of Seventh Avenue after a Tuesday night fire destroyed part of a garage and damaged the rest of the home with smoke. Shortly before 10 p.m., one of the residents at the home walked into the garage and found it full of smoke and on fire, said Mike DeMars, fire inspector for Central Fire. A housemate walked in after smelling smoke and found the first woman standing frozen in the smoke-filled room, DeMars said. “(The first woman) was a bit overwhelmed,” DeMars said. After calling 911, the two women told a third housemate to leave the house. Central Fire and Santa Cruz Fire arrived on scene to extinguish the fire, which was in one corner of the garage and spreading to the ceiling, DeMars said. Firefighters extinguished the flames within 10 minutes. The garage, which was attached to the two-story home, had been converted to a living space where one of the women lived, DeMars said. Investigators said the fire was accidental and traced the cause to combustible materials, including a bookcase, that were placed too close to a water heater in the garage, DeMars said. The woman who first discovered the fire may have suffered smoke inhalation but declined treatment, DeMars said. There were no other reported injuries. The home was declared uninhabitable, with fire damage to the garage and smoke damage to the rest of the two-story home. The women and dog were relocated with the help of the American Red Cross Santa Cruz County. DeMars noted that the home did not appear to have any smoke detectors, which could have notified the residents of the fire. Content provided by http://www.santacruzsentinel.com/copsandcourts/ci_25625610/cops-and-courts-april-24-2014-three-women Don’t let this happen to you.  Make sure you have working smoke detectors in centralized locations throughout the house.  Contact Scurich Insurance Services today to make sure that you are completely covered in the event of a fire.

Read more

Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm