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These articles provide practical, helpful info about Life and Health Insurance concerns. Life & Health
Dont miss out on tips and important facts for home owners, car owners and more! Personal Protection
Good advice for small to medium-size businesses. Hands-on, easy to read. Business Protection
Your Employee Matters. A guide to Workplace Culture and Compliance. Employee Matters
For any business with employees! Special updates, and advice on holding down Workers Comp claims. Workers Comp
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business. Find out more at www.scurichinsurance.com
Tony Scurich, Principal/Broker – Scurich Insurance – Part 2
Tony has been in the insurance business since 1981 and with Scurich Insurance since 1983. He feels the biggest misconception that the public has today about insurance costs is that a cheaper policy is better; however it is not always the best policy. The public has a perception that insurance agents just try and pad their bank accounts, when really they are just finding gaps in coverage for a customer. This benefits them if a claim is filed in the future, so they are adequately covered.
Tony says that the most critical coverage for a young family is life insurance, especially when you are younger, because it is cheaper to obtain. For an elderly person, long term care is most important and businesses need to have sufficient liability coverage and business interruption. Tony feels the Scurich Insurance brings a lot of value and education to their customers with a staff that is always there to understand and solve customer issues.
Former Watsonville Mayor Luis Alejo made a special appearance at the Watsonville City Council meeting Tuesday night to recognize the city’s police department for the its crime-fighting prowess. The city recorded its lowest crime rate in 30 years in 2010.
“Thanks to the Watsonville Police Department for doing a tremendous job fighting violence in our community,” Alejo said in a prepared statement released before Tuesday’s event. “…I commend the great work of the Watsonville Police Department for its superior record of law enforcement.”
Alejo highlighted some of the most significant achievements:
•The overall crime rate was down 15 percent last year.
•Youth arrests dropped 34 percent.
•Violent crime fell by 8 percent.
•Property crimes were down 17 percent.
•Homicides dropped 75 percent when compared to 2009.
The biggest difference between whole life insurance and term life insurance is the length of time you are insured for. With whole life insurance you are ensured for your entire life. With term life insures you for are insured for a specified period of time, that expires by a certain age (usually 75) and if you have not died there is no payout. Some sound whole life insurance advice is to explore both options carefully.
Whole life premiums are higher than term life; however, you are also covered for your entire life. With term life each time the term renews the premiums go up so in the end it costs more than whole life. Some good whole life insurance advice is to compare premium rates between different providers.
Scurich Insurance can get you covered with Life Insurance.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
