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15 years ago · by · 0 comments

Crash Causes House Fire And Power Outtage

Scurich Insurance services wants to keep you up-to-date on all current events!

A Corralitos man looked down to light a cigarette and change the radio station on his Chevy Blazer early Wednesday, but lost control of the vehicle, crashed, knocked out power to a neighborhood and caught a house on fire, the California Highway Patrol reported.

The crash, blackout and fire happened just before 1 a.m. on Freedom Boulevard at Bowker Road, a smattering of homes adjacent to agriculture land north of Watsonville.
Thomas Roller, 29,  told CHP officers he was driving about 40-50 mph—the posted speed in the area is 45 mph—when he lost control of his 1996 Blazer. From there, it was a domino effect.
The truck struck a power pole on the corner of Freedom and Bowker, sheering off the pole. The Blazer continued across the intersection, through the front fence at a Bowker Road house and into the home’s yard, the CHP reported.
The broken power pole fell into another power pole. Approximately 920 Pacific Gas and Electric Co. customers lost power, the company reported.

Don’t let an accident like this catch you off guard. Scurich Insurance Services can help you with all your auto insurance needs!

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15 years ago · by · 0 comments

The Difference Between a DWI and a DUI

There really is no difference between a DWI or a DUI. The acronym for Driving While Influenced is DWI and the acronym for Driving Under the Influence is DUI. Both refer to driving a motor vehicle with Blood Alcohol Content (BAC) that exceeds the state law limit. Most state laws have a .08 BAC threshold limit, so if you are driving with blood alcohol content that is .08 or higher, you seriously risk getting convicted of a DWI or a DUI.

Each state handles DWI a little differently and your BAC will be a big determining factor regarding if your license gets suspended or immediately revoked. If you are pulled over while driving under the influence of alcohol, you will get arrested and a judge will then determine your fine and or sentence. Most states will not sentence you to jail time for your first offense, but if you have repeat DWI or DUI offenses you can expect to serve extended time in jail. It is highly probable that you will need DWI insurance even with only a single offense.

 

The Auto Insurance company is required by law to notify the DMV of any changes you make to your insurance policy. If you drop coverage below the legal requirements, if you cancel your policy, or if your policy is terminated by the Auto Insurance company, the insurance company will immediately notify the DMV and your license will then be suspended or revoked pending further review. It will not be reinstated until another SR-22 is once again filed on your behalf, either by the same insurance company or a different one.

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15 years ago · by · 0 comments

Managing Risk and Purchasing Insurance

Managing RiskFor many individuals, after buying a house or car, renting an apartment, or changing jobs, insurance is the first thing most consumers think about. To avoid risk, getting insurance quotes from insurance agents to immediately implement full coverage to a homeowners, auto, renters or health insurance policy, is a must. You need insurance just in case something ‘bad’ happens. But paying too much for insurance can be quite costly.

With good reason consumers pay close attention to their insurance coverage, although over-insuring becomes the problem because they are not thinking about the risks of going overboard on coverage. Evaluating individual insurance needs is all about making smart decisions that are not related to the benefits of purchasing high risk insurance. In the long run, consumers end up paying too much for insurance when they do not have to.

The two mistakes many consumers make:

  • Trying to insure everything instead of finding an alternate solution for coverage.
  • Believing that full coverage applies to every little detail relating to a property, car and so on.

As an example, if a homeowner owns a number of valuables such as jewelry, collectibles, etc., instead of purchasing more insurance to cover the valuables in case of a burglary, perhaps purchasing a safe would be the better decision.

Also keep in mind, consumers are not able to cover every minor mishap because the chance of it happening is slim and insurance rates would be sky-high. For instance, on many consumers’ auto insurance policies they will not find coverage for protection against a lawsuit from a passenger that was injured while riding in their car.

Scurich Insurance can help you Manage Risk and get covered with Personal Insurance.

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15 years ago · by · 0 comments

Choosing the Amount of Life Insurance You Need

Life InsuranceYour need for life insurance will vary with your age and responsibilities. The amount of insurance you buy should depend on the standard of living you wish to assure for your dependents. You should consider the amount of assets and sources of continuing income available to your dependents when you pass away. Simply stated, you should choose an amount of life insurance that is determined necessary to meet the needs you are trying to satisfy.

Steps To Determine How Much Life Insurance You Need:

1.Determine how much life insurance you need based on the factors mentioned above.

2.Decide how much money you can afford to pay.

3.Choose the type of life insurance policy that meets your coverage goals and current family budget. Fitting these two factors together will move you toward a successful overall financial plan.

Scurich Insurance can assist you with your Life Insurance needs.

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

Available 8:30am - 5:00pm