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8 years ago · by · 0 comments

The Ten Commandments Of Workplace Safety

Following these principles of leadership will help you and your employees focus on job safety:

  1. Don’t walk by. It is everyone’s responsibility to prevent any potentially unsafe acts and conditions they witness from turning into accidents.
  2. STOP! Encourage employees to stop working whenever they feel unsafe, no matter what reason they give.
  3. Focus on a safe working environment. If you expect your workers to work safely, make their workplace as safe as possible.
  4. Don’t blame the worker first. Unsafe ways of working, accidents, incidents, and ill health aren’t necessarily the worker’s fault. The problem often comes from less obvious causes, such as decisions by management.
  5. Use your workforce for ideas. Employees often have a more accurate idea than you or your managers about which safety and health practices will work, because they deal with these issues every day.
  6. Be patient. Don’t expect quick wins. Improvements will emerge over time, but only if you stick with them.
  7. Explain your decisions. Just telling workers that something is wrong or a safety risk isn’t enough. If they’re to act on the information you provide, they need to know why and how to avoid harm.
  8. Lead by example. Your behavior sends powerful signals. If you carry out your job in a safe way, your workers are more likely to do the same. If you don’t, they won’t imitate you.
  9. Focus on co-operation. Treat your subcontractors in the same way as employees by encouraging them to communicate with each other.
  10. Don’t neglect occupational health. If you look after the health, as well as the safety, of your workers today, you’re less likely to create problems for them or your business tomorrow.

Sound advice!

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8 years ago · by · 0 comments

Home preparation for winter

sky-592414_1920As you get ready to bundle up for winter, consider prepping your home, too. Several tips ensure it is protected and comfortable all season.

Inspect and Clean the Chimney

Whether you have a fireplace or wood stove, the chimney needs to be professionally cleaned and inspected. Remove any debris or creosote buildup, and repair any cracks or chips before you start your first fire of the season.

Change the Furnace Filter

Dust and other debris can compromise your furnace filter’s ability to do its job. Improve your furnace’s functionality and longevity when you change the filter this fall.

Install Detectors

Smoke detectors and carbon monoxide detectors are essential in your home year round but especially during the winter months. Install these detectors on each floor, and test them at least once a month.

Repair the Roof

By repairing roof leaks and loose shingles now, you prevent damaging leaks and expensive emergency repairs.

Trim Trees

High winds can blow tree branches into your home and cause extensive damage. Trim branches now as you protect your home.

Boost Insulation

An extra layer of insulation goes a long way towards keeping your home cozy. Consider insulating the hot water tank and water lines along your home’s exterior walls. You can also insulate the attic, basement, exterior walls, crawlspaces and outlets as you prepare your house for winter weather.

Apply Weatherproofing Materials

Windows and doors can be a major source of drafts and lost heat. Apply caulk or weather-stripping material to improve your comfort and reduce heating expenses. For even bigger savings, install insulated doors and thermal-pane or storm windows.

Stock an Emergency Kit

Power outages are common when heavy storms hit your area. Be prepared with an emergency kit. It can include items like extra non-perishable food, a manual can opener, bottled water, first aid kit, battery-powered radio, blankets, flashlight, batteries, hand sanitizer, portable toilet and activities.

 

Preparing your home for winter protects your investment. In addition to implementing these tips, ensure your home insurance is adequate. Then sit back and enjoy the season in comfort.

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9 years ago · by · 0 comments

Emergency Action Plans for When the Unthinkable Happens

No one expects the worst to happen, but sometimes it just does. Whether it is a complete power outage or a fire breaking out in your break room, preparing for the unexpected should be part of your overall safety program.

While prevention should always be your first priority, preparedness may reduce the severity of the event and help maintain your employees’ safety.

Emergency Planning is Your Responsibility

Every company should have a published, well-communicated and practiced emergency preparedness and life safety plan.

The National Fire Protection Association and the Occupational Health and Safety Administration (OSHA) provide codes, regulations and guidance on emergency action and fire prevention plans, including minimum standards. OSHA, in fact, requires a written emergency action plan for workplaces with 10 or more employees. Employers with fewer than 10 employees must still have an emergency action plan, but they may communicate the plan orally to employees.

Of course, a plan is only as good as its effectiveness, when put into action. How would your plan fare in a real emergency? Do your employees know what to do? These are questions to ask before an emergency happens.

Communicating, training and drilling are all essential elements to include in your emergency action plan, and can help make the critical difference in life safety outcomes.

Effective Planning Can Save Lives

In the first critical minutes of an emergency, taking the right steps can help save lives. Planning ahead and maintaining a well-trained emergency team can help make the critical difference.

  • Appoint, organize and train designated staff with their emergency response duties and responsibilities.
  • Document and distribute emergency procedures, including how to notify the fire department, evacuate employees and provide accommodations for those with special assistance needs.
    • Publish instructions for the use of emergency equipment, such as the voice communication system, the alarm system or emergency power supply system.
    • Post procedures for confining, controlling and extinguishing fires.
    • Post procedures for assisting the fire department in accessing and locating the fire.
  • Communicate your evacuation plan to all employees, visitors, vendors and contractors.
  • Distribute the plan to emergency personnel who will be responsible for taking actions to maximize the safety of building occupants, including the fire department and designated emergency management and supervisory staff.
  • Post your evacuation/floor plan exit diagram in clearly visible locations. Assign locations away from the building or job site for employees to gather.
  • Practice drills on a regular basis. Monitor and evaluate drill performance to consider improvements.
    • Include full, partial and shelter-in-place evacuations, designed in cooperation with local authorities, to familiarize employees with procedures.
  • Develop a roll call system to account for all persons and notifications to the fire department of any missing person.

Travelers safety professionals see a broad spectrum of businesses and facilities and understand the plans used to ensure emergency preparedness. Every day, we share our insights with our customers to help keep their businesses, and most importantly, their people, safe.

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9 years ago · by · 0 comments

When Is it Dangerously Hot to Work?

High heat and construction work are simply not compatible. Yet, the work must get completed. Workers must wear protective clothing and gear which diminishes the body’s capacity to shed heat. This fact combined with high heat creates specific exposures which require vigilant monitoring.

Short-term exposures to heat and humidity:

  • Prevention: Drink plenty of water – a good test is the employee must urinate every three hours at a minimum, two hours is better. If they do not need to urinate, they are not getting adequate fluids. Wear breathable clothing such as cotton. Work in the shade or indoors as much as possible, take frequent water breaks in the shade.
  • Heat exhaustion: the stage prior to heat stroke when many symptoms from dehydration can be noticed. Any dizziness, nausea or vomiting, cramping, or sudden weakness requires immediate attention. Headaches, blurred vision or unusual fatigue can be signs of heat exhaustion. Rest the worker in the shade, loosen tight clothing and provide water. Observe the employee for several minutes. If they quit sweating or any symptom becomes worse, or they breathe rapidly or have a quick pulse, seek emergency medical help immediately.
  • Heat stroke: LIFE THREATENING. Add these to the heat exhaustion symptoms:
    • Hallucinations, confusion, disorientation, illogical behavior
    • High body temperature, red or pale skin, difficulty breathing
    • Unconsciousness or coma

Seek immediate professional help for these symptoms.

Bacteria carrying insects love this weather. Lyme disease and West Nile Virus are not uncommon. Prevention includes spraying mosquito deterrent and checking for ticks.

Long-term exposures include skin cancer. Wear protective clothing and use sunscreen.

Common sense goes a long way to prevent over-taxing workers. If a concrete pour is scheduled for an extremely hot day, postpone. You’ll spare your employees heat related discomfort, and the odds of getting the concrete in before it sets is remote at best.

Remember your machine operators too. Check on them throughout the day and carefully observe their performance. Any signs of erratic behavior needs to be addressed immediately. Even air conditioned cabins can create dehydrating condition in the hot sun.

If you want your crew working Friday, you need to supply plenty of water and shaded rest breaks Monday through Thursday. The body can only take so much heat.

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9 years ago · by · 0 comments

Safe packing for travel

Nine out of 10 Americans drive to their travel destination.¹

If you are among those planning to hit the road, remember: safe driving starts before you even leave the driveway. Securing luggage, maintaining vehicle balance and keeping clear lines of sight from the driver’s seat is key.

Learn how to pack your vehicle for safer travels in these videos with Travelers specialist Chris Hayes — and make your road trip a memorable one, for all the right reasons.

Watch “Drive Safe: How to Pack Safe”

 

Sources:

¹http://www.rita.dot.gov/bts/sites/rita.dot.gov.bts/files/subject_areas/national_household_travel_survey/long_distance.html

Travelers

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9 years ago · by · 0 comments

How to Protect Your Personal Information Online

Going online has become part of everyday life, whether it is for everyday activities such as shopping, sending email or paying bills, and managing your accounts. But data breaches, in all their forms, can potentially expose the personal information that we share online, putting consumers at risk of identity theft.

According to the 2014 Travelers Consumer Risk Index, 82 percent of Americans worry about loss of personal privacy, and 63 percent worry about identity theft.  Fortunately, there are steps that consumers can take, including not opening unsolicited emails and avoiding unsecure websites, to protect their personal information while online.

The following tips can help you learn how to help stay safe online:

Online Shopping

  • Research potential retailers to make sure they are reputable and have a secure network and website. Try to avoid buying from a site that does not have a secure socket layer (SSL) encryption installed. In order to do this, look for the ‘s’ at the beginning of a URL – HTTPS:// instead of HTTP:// – to help determine if a site is SSL secured.
  • Read the site’s privacy policy to learn how the personal information you provide will be used.
  • Use only one credit card for online purchases. Be sure to read statements when received to check for fraudulent or unknown charges or activity.
  • If you receive an email regarding sales or discounts from a particular retailer, log on directly to the official website for the business. Avoid linking to it from an unsolicited email.

Emails and Attachments

  • Do not send personal information in email or instant messages. Emails are out of your control once sent, and can be easily intercepted.
  • Do not click on links you receive by email or encounter online that are suspicious or from unknown sources. Only accept and click if it:
    • Comes from someone you know.
    • Comes from someone you have received mail from before.
    • Is something you were expecting.
    • Does not look odd with unusual spellings or characters.
    • Passes your anti-virus program test.
  • Be cautious of emails you receive regarding your financial accounts. If you are not sure of the email’s validity, contact your financial institution directly.

General Online Safety

  • Try to limit the personal information you put on the Internet. Social media sites can be good for networking, but identity thieves can use the information you share.
  • Remember to keep your Web browser up to date. This can help ensure the latest security features are installed.
  • Avoid storing personal information, account numbers and personal identification numbers on your computer.
  • Install firewall and anti-virus software. This can help protect you from exposure to malicious cyber attacks.
  • Choose strong passwords and keep them private.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

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(831) 661-5697

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