Without any warning, a kitchen fire can occur when you are busy cooking. Here are some safety tips to prevent a fire:
- Don’t wear anything that can catch fire. That includes long sleeves and loose fitting clothes. Make sure your clothes fit tight.
- Move all towels, pot holders, paper towels and anything else that can easily catch fire.
- Keep children a safe distance from hot areas.
- Make sure all pots have lids that fit securely on them.
- Never, EVER leave the kitchen while you are cooking. If you must leave, turn off all the burners.
Make sure you have an easily accessible fire extinguisher in your kitchen in case of a fire. In case of a uncontrollable fire, make sure you have a safe escape plan that you have practiced with your family.
Give us a call today for a review of your homeowners insurance policy.
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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You read that right. Scurich Insurance Services is giving away a brand new iPad to one lucky duck! That could be you. But only if you sign up.
All you have to do is fill out our simple survey and you will instantly be entered into our promotion drawing.
If that link does not work, please cut and paste this URL into your browser: http://aom.imms.com/promotions/startpage.aspx?id=120
Keep in mind that there is no obligation to enter our promotion and you must live in California to enter. You will not receive any spam marketing from us.
Enter today and win.
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Father’s Day is just around the corner, and if you still haven’t found a gift for your dad, you may want to consider getting him a tablet.
Nowadays, finding a quality Android tablet for less than $200 is not only possible but also pretty easy. So if you’re looking for a last-minute gift that shows you care, here are some of the best tablets you can buy for less than $200.
Nexus 7 – $199
Google’s Nexus 7 was one of the first quality tablets to become available for less than $200 when it launched last year. The device runs on the latest version of Android, is great for gaming and features an excellent high-definition screen. For $199, you can get a 16-gigabyte version.
Amazon 7-inch Kindle Fire HD – $179 through June 15
If you’re looking for a device built for reading e-books as well as watching movies and TV shows, then you may want to consider the 7-inch Kindle Fire HD. This tablet has a great HD screen and comes with 16 GB of storage, but more importantly, it has access to Amazon’s vast catalog of digital content. Normally, the 7-inch Kindle Fire HD costs $199, but Amazon is discounting it $20 if you buy before Saturday.
Amazon 7-inch Kindle Fire – $159
You can also purchase the non-HD 7-inch Kindle Fire if you want to save more money. The major difference between this tablet and the 7-inch Kindle Fire HD will be the image quality and the fact that it only has 8 GB of storage.
Nook HD 8 GB and 16 GB – $129 and $149
The best Father’s Day discount, though, comes from Barnes & Noble. The giant book retailer is discounting its Android tablets nearly $100. The 8-GB model, which normally costs $199, is down to $129, while the 16-GB Nook HD has been discounted to $149 until the sale ends Sunday when stores close. The Nook HD isn’t as great as what Google and Amazon offer, but recently, Barnes & Noble added the Google Playdigital store to its device, giving it access to much more content than before.
Samsung Galaxy Tab 2 7.0 – $169.99
Fans of the Samsung brand will want to consider the Galaxy Tab 2 7.0. This tablet features a 7-inch HD display and comes with 8 GB of storage that can be easily expanded using a microSD card, unlike Amazon’s or Google’s tablets. As usual, Samsung has stuffed this tablet with features you won’t find on many of its rivals, including 50 GB of cloud storage through Dropbox and an infrared censor that lets you use the Galaxy Tab as a remote control for your TV.
Idolian Mini Studio – $158
If you don’t want to settle for a 7-inch screen, the Idolian Mini Studio is available for $158 and features an 8-inch HD display. The Android 4.1 tablet comes with all of the basics that you look for in a tablet, including rear and front-facing cameras, a microSD slot and 16 GB of storage. Its aluminum back cover also makes it a good choice if you want an iPad look-alike. You can now get itonline for $158.
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Home and Auto insurance were relatively straightforward for yesterday’s ‘typical American household” – Mom, Dad, and the kids. Today, economic pressures are leading more and more adults to move back in with their parents, double up with other families, or make room for elderly relatives. These multi-generational households and other nontraditional living arrangements can raise serious insurance issues.
In most states, when family members move in with relatives who have Homeowners (HO) insurance, their belongings will be covered under the relative’s policy. However, if the individuals who move in are not related to their policyholder, their belongings probably won’t be insured.
With a rented apartment or house has Renters insurance, the coverage rules are different. In these cases, the policy won’t cover the property of a person who moves in with the renter, regardless of whether the two are related.
In a multigenerational household, or when multiple families live under one roof, whether or not you’re the homeowner, it makes sense to supplement standard Liability coverage under a your HO policy with a relatively inexpensive Personal Umbrella policy.
If you’re in a multiple-living situation, let your Auto insurance company know even if the other drivers have their own coverage and won’t be driving the cars your policy covers. Some car owners who house other drivers with checkered histories behind the wheel might wind up paying higher premiums, On the other hand, a roommate with a clean driving record could lead to multiple car discounts or other benefits.
Whether it’s Auto, HO, or Renters insurance, please let our agency know before you find yourself in an expanded or multigenerational household.
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When it comes to buy Homeowners insurance in California, it’s easy to become confused by the wide variety of deductibles out there. If you’re stressing out over picking the right deductible, these basic guidelines can help you make a wise decision:
Homeowners often choose a deductible on their property as a percentage of its “insured value.” If this value is $100,000 and you choose a 2% deductible, you would pay the first $2,000 of any claim. Bear in mind that the dollar value of this percentage deductible will vary with any change in the insured value. The higher this value, the higher your deductible.
A split deductible gives homeowners the option of selecting a dollar value for different types of hazards. For example, you might choose to pay the first $500 of a fire damage claim, but only the first $300 for a loss from vandalism or theft. This lets you set priorities based on what types of damages you believe are most likely to occur. For example, if you live in an area that’s prone to fire or hailstorms, you might select a higher deductible for these potential hazards.
The size of the deductible depends on your circumstances and the type of policy you purchase. Choosing a higher deductible will reduce your premiums significantly. If you’re confident that you can afford small-scale claims (between $250 and $500), increasing your deductible will mean that you’ll pay a far lower premium that will coverage big-ticket losses (say, $1,000 and up).
Our Scurich Insurance Services Personal Insurance specialists would be happy to offer their advice on tailoring Homeowners deductibles to your needs. No charge, of course.
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Bundling insurance products with one company – and scoring cheaper premiums as a reward – isn’t a new concept. But, according to a recent study by J.D. Power and Associates, not only is bundling still popular among consumers, it also results in higher customer satisfaction.
The study found that nearly 60 percent of customers bundle auto and homeowners policies with the same insurer.
When customers need additional products – such as motorcycle, boat and life insurance – 77 percent of them choose to bundle. The study notes that insurance bundlers also tend to be more satisfied with their insurers overall, not just with the premium discounts they’re getting.
“It’s easier to manage insurance policies when you don’t have to work with multiple insurers. And if you have a claim, you just need to call one company.”
Take a look at all your insurance policies. If they’re not with the same insurance company, you could be losing as much as 25 percent in bundling discounts on each car, as well as on your homeowners policy. Think about including your life insurance, as well, which could result in another 2 to 5 percent in savings.
Research options for renters. If you don’t own your home, bundling may still be an option. Look into bundling a renters policy with your car insurance, which might result in as much as a 20 percent discount on your auto coverage. Because renters insurance is inexpensive, it may almost pay for itself by savings through bundling.
Scurich Insurance Services has the auto, homeowner’s, and renter’s insurance information you need to save on your insurances.
Contact us today! 800-320-3666
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