Take care of your plugs. Charging our phones, iPads and laptops. Enjoying the big game on your flat screen television and a countless array of appliances for your parties.
Electrical fires are bound to happen. It is important that you should have your wiring inspected, especially if you live in a home that is over 10 years old. Here are some other safety tips to help prevent electrical fires:
- Get new electrical cords. Throw out all the frayed, loose, or damaged cords. Replacing these cords is a fairly inexpensive investment to protect your home from an electrical fire.
- Make sure you run extensions cords in areas that are visible. Do not run extension cords under carpets or across doorways where they can become a serious hazard.
- Child proof your plugs.
- Any electrical work should be done by a qualified, licensed electrician that has a good standing.
- Add more circuits our outlets by a qualified, licensed electrician so you don’t need extension cords.
- Use Instructions. When plugging in an appliance in an outlet, follow the directions of the manufacturer.
- Unplug appliances when not in use. Having too many appliances in one outlet can overload the outlet.
- Call your qualified electrician when you start noticing frequent problems with flickering lights, blowing fuses or if outlets and switches feel warm.
- Make sure all lamps are away from flammable objects and are leveled. Follow the appropriate wattage for each lamp.
- You need to have ground fault circuit interrupters (GFCIs) in the kitchen, bathrooms, laundry room, basement and all outdoor areas.
- You need to have arc-fault circuit interrupters (AFCIs) should be installed to protect your electrical outlets.
Feel free to contact our office today for a review of your homeowner’s policy.
Content provided by Transformer Marketing.
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Website | Facebook | Blog | LinkedIn | Happy Customer
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When wood, coal, natural gas and gasoline burn carbon monoxide is the invisible gas that emanates from those fuels.
Carbon monoxide is released when using gas in your cooking or heating, having a fire in the fireplace or grilling with charcoal. Yes, even your gas dryer releases carbon monoxide.
People even die from carbon monoxide poisoning and in 2010, fire departments treated more than 80,000 carbon monoxide incidents.
Carbon Monoxide Prevention
Contact a professional and inspect all carbon monoxide emitting equipment. Make sure the equipment has unobstructed ventilation areas. After a snowfall, make sure that vents are still clear.
Grills should be used outdoors, not inside. Do not use the stove to heat your house, don’t run your car in the garage, yes, even with the garage door open.
Make sure you have carbon monoxide alarms.
CO alarms
Just like fire alarms, carbon monoxide alarms should be in central locations. Right outside of bedrooms and on every level of your house. Test your alarm monthly, and replace as needed
Read the entire article here.
Content provided by: http://blog.cinfin.com/2013/10/22/carbon-monoxide-dangers/
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Website | Facebook | Blog | LinkedIn | Happy Customer
Read more
One of the questions we are frequently asked is, “How can you offer low prices?”
Our answer is simple. We work with a multitude of insurance companies and we shop around to get the best value for the types of coverage you need. We will look for discounts including bundling packages and other applicable discounts based on the types of policies you need. Here’s the list of companies we work with:
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ACE
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Allianz GSC Marine
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Allied Insurance Group
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AMTrust
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American Bankers – Flood
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Arrowhead
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BHHC – Berkshire Hathaway Homestate
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Chartis
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Chubb
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CIG – Capital Insurance Group
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CNA
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Commerce West
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Deans & Homer
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Employers Insurance Group
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EMC – Employers Mutual Casualty
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Encompass
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Everest National
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Financial Pacific
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Fireman’s Fund
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First American Specialty
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Foremost
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GMAC Insurance
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Golden Eagle
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Great American – Non-Profit
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Guard Insurance Group
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Guide One
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Hanover Insurance Group
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Hartford Insurance Group
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ICW – Insurance Company of the West
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ILM- Indiana Lumbermens Mutual
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Kemper – Personal Lines
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Liberty Mutual Middle Market
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Magna Carta
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Majestic
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Markel Risk Solutions
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MetLife Auto & Home
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MGAlive
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Midwest Insurance
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Nationwide Ag
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Navigators
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NIAC-Nonprofit’s Insurance Alliance of Calif.
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One Beacon
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Oregon Mutual
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Philadelphia
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Preferred Employers
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QBE Agri Insurance
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Republic Indemnity
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Safeco
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Seneca
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Sequoia
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State Compensation Ins. Fund
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Titan-( Victoria Insurance)
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TOPA
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Travelers
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Unigard Insurance Group
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Zenith
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Zurich
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Contact us if you are in need for car insurance, homeowners insurance, or commercial insurance. We will work hard for you to get the best price possible for your needs.
Content provided by Scurich Insurance Services
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Website | Facebook | Blog | LinkedIn | Happy Customer
Read more
At Scurich Insurance Services in Watsonville, we cater to the agriculture business at every level of production and service. If you run one machine or a hundred, we will be committed to being your premiere insurance agency. Our purpose is to provide the best value and service available, while maintaining the highest ethical standards with our clients, carriers, and the public. Some of our agricultural lines include:
- Agribusiness
- Hog Confinement
- Grain Elevators
- Feed Mills
- Livestock Feed Lots
- Custom Harvesting
Even if your business isn’t agriculture based, we can still help you with your commercial insurance needs. Contact us online, or give us a call at 1-800-320-3666.
Original content provided by Transformer Marketing
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Website | Facebook | Blog | LinkedIn | Happy Customer
Read more
When making a significant purchase, you do your homework. Consumer reports on electronic gadgets to safety ratings for cars and inspection of a new house are all part of your homework. Why wouldn’t you think you should do the same with insurance?
Myth #1: Most people believe all insurance is the same
It’s not. Not all insurance companies are all financially equal. That can cause some problems in the future for claims. To do your homework about the financial strength of the insurance company, go to A.M. Best Co. They are an independent provider of insurer ratings.
Myth #2: Every insurance company provides the same coverage
Most insurance companies provide similar coverage, but every insurance company is different. That can mean unique conditions and limitations.
Myth #3: All customer service, including claims processing, are the same with every insurance company
Every company is different and that means different standardized policies for handling claims and basic customer service calls. You can go to your states Department of Insurance to find out where you company ranks with customer complaints.
Myth #4: There is no flexibility in the cost of your insurance
Contact us and we will work with you on how we can save you money based on your lifestyle or any other possible changes to your deductible. We can also shop around for you to find the policy that fits your needs.
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
Let Scurich Insurance Services know if you are a Happy Customer!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Website | Facebook | Blog | LinkedIn | Happy Customer
Read more
Average medical payments for California workers compensation claims increased sharply between 2005 and 2011, although medical cost containment has shifted some medical payment expenditures, the California Workers’ Compensation Institute said Monday.
Oakland, Calif.-based CWCI analyzed data from 1.9 million California workers comp claims between January 2002 and September 2012. Average medical payments for indemnity claims rose to $6,845 in 2011, up 60.2% from $4,273 in 2005, CWCI said.
Meanwhile, average medical payments for all California workers comp claims climbed to $2,543 in 2011, up 51.7% from $1,677 in 2005.
Average payments for indemnity claims that included pharmaceuticals and durable medical equipment between 2005 and 2011 rose 187.6% to $801, the report said. Average pharmaceutical and durable medical equipment payments for all California workers comp claims during that time increased 171.3% to $276.
The report showed that medical treatment represented 73% of medical payment costs in 2011, compared with 79.4% in 2005. However, medical cost containment expenses represented 13.9% of medical payment costs in 2011, compared with 11.6% in 2005.
CWCI said early analysis of 2012 claims showed that average medical payments for workers comp claims showed “marginal” declines in the first three and six months after an occupational injury.
Scurich Insurance Services has proudly served the Monterey Bay area since 1924. Scurich will take care of all of your insurance needs. Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy? Give us a call, we can help!
We are located at:
Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Information provided by: http://www.businessinsurance.com/article/20130827/NEWS08/130829850?tags=|305|304|92
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