How Far Will Your Insurance Company Go To Take Care Of You?
For many individuals, after buying a house or car, renting an apartment, or changing jobs, insurance is the first thing most consumers think about. To avoid risk, getting insurance quotes from insurance agents to immediately implement full coverage to a homeowners, auto, renters or health insurance policy, is a must. You need insurance just in case something ‘bad’ happens. But paying too much for insurance can be quite costly.
With good reason consumers pay close attention to their insurance coverage, although over-insuring becomes the problem because they are not thinking about the risks of going overboard on coverage. Evaluating individual insurance needs is all about making smart decisions that are not related to the benefits of purchasing high risk insurance. In the long run, consumers end up paying too much for insurance when they do not have to.
The two mistakes many consumers make:
As an example, if a homeowner owns a number of valuables such as jewelry, collectibles, etc., instead of purchasing more insurance to cover the valuables in case of a burglary, perhaps purchasing a safe would be the better decision.
Also keep in mind, consumers are not able to cover every minor mishap because the chance of it happening is slim and insurance rates would be sky-high. For instance, on many consumers’ auto insurance policies they will not find coverage for protection against a lawsuit from a passenger that was injured while riding in their car.
Scurich Insurance can help you Manage Risk and get covered with Personal Insurance.
Your need for life insurance will vary with your age and responsibilities. The amount of insurance you buy should depend on the standard of living you wish to assure for your dependents. You should consider the amount of assets and sources of continuing income available to your dependents when you pass away. Simply stated, you should choose an amount of life insurance that is determined necessary to meet the needs you are trying to satisfy.
Steps To Determine How Much Life Insurance You Need:
1.Determine how much life insurance you need based on the factors mentioned above.
2.Decide how much money you can afford to pay.
3.Choose the type of life insurance policy that meets your coverage goals and current family budget. Fitting these two factors together will move you toward a successful overall financial plan.
Scurich Insurance can assist you with your Life Insurance needs.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business. Find out more at www.scurichinsurance.com
Term life insurance in general can be purchased for large amounts with a low premium to start out. This can be a good option for those with short term needs such as coverage for a home mortgage, outstanding debt, educational costs, or a car loan. The appropriate policy will be affordable and cover any or all of these expenses to give you the peace of mind that large bills will be handled.
Permanent life insurance offers a level payment for a coverage amount that you choose and an account value that suits your lifelong needs based on factors such as children, marital status, income, and monthly expenses. This is a very convenient option for those looking to fulfill a loved one’s needs, finalize expenses, complete estate planning, make contributions to charity, implement a business legacy, or have access to accumulated cash value.
Scurich Insurance can help you with many types of Life Insurance. For more information, please contact us at 1-800-320-3666
Here are some great tips to keep you safe on your tractor.
Scurich Insurance can get you covered with Workers Compensation in the event of tractor accident or injury. Please visit us at http://www.scurichinsurance.com
Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741
Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700
Mailing:
PO Box 1170
Watsonville, CA 95077-1170
E-mail address:
[email protected]
Available 8:30am - 5:00pm