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13 years ago · by · 0 comments

Businesses claim Obamacare has forced them to cut employee hours

Employers around the country, from fast-food franchises to colleges, have told NBC News that they will be cutting workers’ hours below 30 a week because they can’t afford to offer the health insurance mandated by the Affordable Care Act, also known as Obamacare.

“To tell somebody that you’ve got to decrease their hours because of a law passed in Washington is very frustrating to me,” said Loren Goodridge, who owns 21 Subway franchises, including a restaurant in Kennebunk. “I know the impact I’m having on some of my employees.”

Goodridge said he’s cutting the hours of 50 workers to no more than 29 a week so he won’t trigger the provision in the new health care law that requires employers to offer coverage to employees who work 30 hours or more per week. The provision takes effect in 16 months.

Luke Perfect, who has worked at Goodridge’s Kennebunk Subway for more than a decade, said it was “horrible” to learn he was among the employees whose hours would be limited, and that it would be a financial hardship. “I’m barely scraping by with overtime,” he said.

The White House dismisses such examples as “anecdotal.” Jason Furman, chairman of the president’s Council of Economic Advisors, said, “We are seeing no systematic evidence that the Affordable Care Act is having an adverse impact on job growth or the number of hours employees are working. … [S]ince the ACA became law, nearly 90 percent of the gain in employment has been in full-time positions.”

But the president of an influential union that supports Obamacare said the White House is wrong.

“It IS happening,” insisted Joseph Hansen, president of the United Food and Commercial Workers union, which has 1.2 million members.  “Wait a year. You’ll see tremendous impact as workers have their hours reduced and their incomes reduced. The facts are already starting to show up. Their statistics, I think, are a little behind the time.”

In a letter to Democratic leaders on Capitol Hill, Hansen joined other labor chieftains in warning that the ACA as presently written could “destroy the foundation of the 40-hour work week that is the backbone of the middle class.”

NBC News spoke with almost 20 small businesses and other entities from Maine to California, and almost all said that because of the new law they’d be cutting back hours for some employees – an unintended consequence of the new law.

At St. Petersburg College, a public university in Florida where most of the faculty is part-time, 250 have had their hours reduced for the fall term because the college said it can’t afford to offer them health insurance.

St Petersburg’s president, Dr. Bill Law, said providing health care for the 250 adjunct professors would cost more than $777,000 dollars a year. “The cost associated with making a part-timer benefits-eligible really is not available to us as a public college,” said Law.

“I don’t think anyone [passed the law] so they could make our life worse,” said Law. “They did it because people need access to health care.”

Part-time math professor Tracey Sullivan said she will lose half her income because of the cuts.

“I never thought it would impact me directly,” said Sullivan. “I was stunned when I got the email…I love teaching at St. Pete College but that is a significant cut.”

Many businesses are reluctant to talk about cutting hours for fear the public will view them as stingy or uncaring about their workers. But Goodridge said that many small businesses have very small profit margins and that while he already provides health insurance to senior employees, offering health insurance to many more workers would require him to pass a significant price increase on to his customers.

“The consumer only has so much money in their pocket,” he said. “I just don’t feel, knowing my customers and knowing my business, now is the time to be raising prices.”

In July, the administration announced that it had delayed implementation of the “employer mandate,” which was supposed to take effect on Jan. 1. Now businesses with more than 50 workers will not be penalized for failing to offer insurance to full-time employees until Jan. 1, 2015.

Goodridge has given his Subway employees a reprieve until he hears more from the administration, but still plans to make cutbacks before the mandate kicks in. And other businesses that had already planned cuts have not necessarily delayed them. St. Petersburg college officials said they don’t want to undo the cuts they’ve already made only to revisit them next year.

While the small businesses and the union agree there’s a problem, they disagree about the appropriate solution.

Some businesses want to raise the threshold to 40 hours. But Hansen said 40 hours would be a “gift to employers” that would simply allow them to continue to skirt the law by cutting workers off at 39 hours. Instead, Hansen and other union leaders have proposed lowering the threshold to 20 hours. They have also objected publicly to a tax provision of the ACA that impacts the health plans they already offer to some union members.

“We still support the act,” said Hansen. “It does an awful lot of good things. We just want the administration and Congress, if they can, to fix it.”

Scurich Insurance

Scurich Insurance Services has proudly served the Monterey Bay area since 1924.  Scurich will take care of all of your insurance needs.  Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy?  Give us a call, we can help!

We are located at:

Scurich Insurance Services

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office:
1-831-722-3541
Toll Free:
1-800-320-3666

Information provided by:  http://investigations.nbcnews.com/_news/2013/08/13/.UgsB7W6O8RU.email

By Lisa Myers and Carroll Ann Mears

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13 years ago · by · 0 comments

Missy’s 2nd Annual Golf Tournament

Scurich Insurance Services

 Scurich Insurance Services has proudly served the Monterey Bay area since 1924.  Scurich will take care of all of your insurance needs.  Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy?  Give us a call, we can help!

We are located at:

Scurich Insurance Services

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office:
1-831-722-3541
Toll Free:
1-800-320-3666

Scurich Insurance

 

 

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13 years ago · by · 0 comments

It is National Smile Week!

“Every time you smile at someone, it is an action of love, a gift to that person, a beautiful thing.”-Mother Theresa

Studies suggest that smiling, forced or not, can have a positive effect on your mood, decrease stress levels, and even make everyone around you feel better. Here are 9 surprising benefits of smiling that will really give you something to smile about.

1. Smiling is Contagious

Because of complex brain activity that occurs when you see someone smiling, smiles are contagious. Studies report that just seeing one person smiling activates the area of your brain that controls your facial movement, which leads to a grin.

Because of complex brain activity that occurs when you see someone smiling, smiles are contagious. Studies report that just seeing one person smiling activates the area of your brain that controls your facial movement, which leads to a grin.

2. You’ll Decrease Stress and Anxiety

It’s not easy to keep smiling in stressful situations, but studies report that doing exactly that has health benefits. When recovering from a stressful situation, study participants who were smiling had lower heart rates than those with a neutral facial expression.

3. Smiling Releases Endorphins

Smiling decreases stress and anxiety by releasing endorphins, chemicals that makes you happier. Endorphins are the same chemicals you get from working out or running, resulting in what is known as a runner’s high.

4. You’ll Be More Attractive

A smile suggests that you’re personable, easy going, and empathetic. In fact, a study in the European Journal of Social Psychology found that smiling actually makes you more attractive to those you smile at.

5. Smiling Strengthens Your Immune System

Smiling even makes your immune system stronger by making your body produce white blood cells to help fight illnesses. One study found that hospitalized children who were visited by story-tellers and puppeteers who made them smile and laugh had higher white blood cell counts than those children who weren’t visited.

6. You’ll Be Friendlier

Studies have found that people are more willing to engage socially with others who are smiling. A smile is an inviting facial expression that tells people you are willing to talk and interact with them.

7. Smiling Will Make You More Comfortable

Our natural tendency is to stick to things that are familiar, but smiling decreases this need. A study found that smiling can make you more comfortable in situations you would otherwise feel awkward in.

8. You’ll Be More Trustworthy

Trusting doesn’t come easily to many, but smiling at someone may help. Participants in a University of Pittsburgh study rated people who smiled as more trustworthy than people with non-smiling facial expressions.

9. You’ll Be a Better Leader

If you’re in a position of power, or want to be, smiling may be the key to your success. A group of researchers from The University of Montpellier discovered that smiling is a more effective leadership technique than having great management responsibilities.

Scurich Insurance

Scurich Insurance Services has proudly served the Monterey Bay area since 1924.  Scurich will take care of all of your insurance needs.  Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy?  Give us a call, we can help!

We are located at:

Scurich Insurance Services

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office:
1-831-722-3541
Toll Free:
1-800-320-3666

Information Provided by:  http://inspiyr.com/9-benefits-of-smiling/

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13 years ago · by · 0 comments

Enter today to win an iPad!

You read that right.  Scurich Insurance Services is giving away a brand new iPad to one lucky duck!  That could be you.  But only if you sign up.  

All you have to do is fill out our simple survey and you will instantly be entered into our promotion drawing.

If that link does not work, please cut and paste this URL into your browser: http://aom.imms.com/promotions/startpage.aspx?id=120

Keep in mind that there is no obligation to enter our promotion and you must live in California to enter. You will not receive any spam marketing from us.

Enter today and win.

Scurich Insurance ServicesScurich Insurance Services has proudly served the Monterey Bay area since 1924.  Scurich will take care of all of your insurance needs.  Are you a business owner, did you get a new car or maybe you are looking to protect your family in the event of a tragedy?  Give us a call, we can help!

 

 

 

We are located at:

Scurich Insurance Services

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office:
1-831-722-3541
Toll Free:
1-800-320-3666

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13 years ago · by · 0 comments

Confined Space Emergencies Do’s and Don’ts

Confined spaces (such as storage tanks, ship compartments, pits, silos, wells, sewers, boilers, tunnels and pipelines) can be dangerous places. According to OSHA, accidents in confined areas kill an average of 70 American workers a year and injure  hundreds, primarily due to atmospheres that were flammable, toxic, or corrosive.

To make sure that your employees know what they should do – and, just as important, not do – in case they need to deal with confined space emergency – safety experts recommend that they follow these guidelines.

What workers should do:

First, report the situation immediately to your supervisor, who will notify an emergency rescue team. If the people inside can rescue themselves safely, keep in contact with them throughout the procedure, and help them in any way possible without entering the space. If a rescue by an outside party is needed – and you’re trained, equipped, and authorized to do this – go ahead. If the emergency calls for a rescue team, let those inside the space know that help is on the way, keep in touch with them, and wait for the team to arrive.

What workers should not do:

Never let other workers attempt a rescue unless they have the training, equipment, and authorization to do so. Don’t allow anyone except the designated rescue team to enter a confined space in an emergency. Don’t leave the entry point to the confined space until the rescue team arrives.

We’d be happy to work with you on training your workers to deal with a confined space emergency – just give us a call at Scurich Insurance Services!

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13 years ago · by · 0 comments

Racecar Driver Suspected of DUI

From http://watsonville.patch.com/

A racecar driver at Ocean Speedway in Watsonville, CA,  was arrested on suspicion of driving under the influence during the Friday night races, the California Highway Patrol reported.

The 64-year-old San Jose man was participating in the event when a sheriff’s deputy noticed that he may have been driving drunk, according to the CHP.

A CHP officer arrested the driver, Leslie Charles Hunter, in the pit area of the raceway around 8:20 p.m., authorities said.

The CHP did not explain what about Hunter’s behavior drew suspicion. They also did not release information about his blood-alcohol level.

The Santa Cruz Sentinel reported Hunter allegedly forced other drivers off the track.

 

Ocean Speedway is located at the Santa Cruz County Fairgrounds on East Lake Avenue, a couple miles north of  Watsonville. It hosts a regular slate of races on Friday nights in the summer and fall.

Hunter was ranked No. 9 in the IMCA Sports Mod standings at Ocean Speedway as of July 19.

 

Are you a Racecar fan? Do you keep your car in tip-top shape?

Are you certain that your “baby” is protected sufficiently when it comes to those unforeseeable events?

For all your Car Insurance needs, or if you are just looking for a review of your current policy, call Scurich Insurance Services, located in Watsonville, CA.

Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666

 

 

 

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

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(831) 661-5697

Available 8:30am - 5:00pm