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12 years ago · by · 0 comments

Driver collides with boy on scooter in Watsonville

Scurich Insurance Services, CA, ScooterWATSONVILLE — A 10-year-old Watsonville boy on a scooter was seriously injured Wednesday after he was struck by a driver of a Chrysler PT Cruiser in a crosswalk on Main Street.

About 3:25 p.m., a 19-year-old Prunedale woman was driving a purple PT Cruiser north on Riverside Drive toward Main Street when she accelerated to try to make a yellow light, said Watsonville police Sgt. Brian Ridgway.

A 10-year-old boy was riding a scooter behind his family in the crosswalk, and she struck him with the car, police said. The front bumper of the car hit the boy on his right side, and the boy was forced on to the hood and then the ground, Ridgway said.

Officers were near the crash and treated the boy. He was taken by helicopter to a San Francisco Bay Area hospital where he was in critical condition Wednesday night, authorities said.

The woman, whose name has not been released, has cooperated in the police investigation and has not been arrested. Alcohol use was not a factor in the crash, police said.

“This investigation in ongoing,” said Ridgway.

Watsonville police ask anyone with information to call investigations at 831-768-3350 or leave an anonymous tip on the tipline at 831-728-3544 or by texting WATSPD to 888777.

Content provided by http://www.santacruzsentinel.com/copsandcourts/ci_25337290/driver-collides-boy-scooter-watsonville

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12 years ago · by · 0 comments

Artisan contractors insurance

Scurich Insurance Services, CA, Contractor InsurancePlumbers, electricians, carpenters, tree surgeons and roofers who perform skilled work on a customer’s premises are just a few examples of artisan contractors. These workers are also called casual contractors. Piano tuners, interior decorators, exterminators and other skilled service providers are also considered artisan contractors. These contractors require special insurance for their tools and equipment, which are commonly moved from one site to another until each job is finished. The most affordable and efficient way for an artisan contractor to get liability and property coverage is to obtain a Business Owners Policy that is tailored to fit individual needs. Although they might be marketed under varying names, such policies usually have similar terms.

Property owned by the business and real property are covered by the BOP. The property must be located at the address of the business described in the policy. Businesses that lease or rent their locations have coverage from the BOP for tenants’ betterments and improvements. These include any installations, additions or alterations that cannot legally be taken away from the premises. Equipment that moves from one site to another and valuable machinery are items that pose the greatest risk for a significant loss. Such items are not covered under a standard property insurance policy. These items are classified as movable property, which means special contracts are required to obtain insurance. These special contracts are called floaters.

Various types of equipment and machinery are covered during transit with an installer’s floater. They’re also covered during testing. In some cases, building materials might also be covered. Policies may be written to include coverage on a reporting form or for a single job. This means that the contractor provides information to the insurer regarding each new contract. Tools and equipment floaters provide coverage for the property that is insured. Coverage is extended to any location where the movable property is used.

Liability coverage is essential for all contractors. If a customer files a lawsuit, this type of coverage will certainly be required to protect the contractor. Subcontractors’ customers might require individuals who work for them to have Owners and Contractors Protective Liability insurance. This type of coverage provides protection for business owners from liabilities resulting from negligent acts committed by contractors or subcontractors. It’s best to speak with one of our agents to learn how this type of coverage works. There might also be coverage for certain vehicles. Speak with us to learn what types of coverage are available for vehicles that are used primarily for business.

Content provided by Transformer Marketing.

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12 years ago · by · 0 comments

Second Saturday on the Farm

Scurich Insurance Services, CA, Farm EquipmentOur next Second Saturday On The Farm is on Saturday, March 8, 11 am – 3 pm at the Santa Cruz County Fairgrounds, Highway 152 outside Watsonville.  This event is FREE! Donations appreciated. Bring your whole neighborhood to participate!

This Second Saturday on the Farm features a scheduled talk on how robots are used in the agriculture industry in Santa Cruz County and around the world, plus LEGO building, robotic car races, programming, drawing a robot, competing sumo robots, hayrides, movies, practice cow milking, and other activities for children.

11:00 am – 3:00 pm:  LEGO building, Robotic car races, Programming a BeeBot robot, drawing a robot, Sumo robotics, and other fun activities for children.

1:00 pm – 1:30 pm:  Learn to Discover, an educational nonprofit organization, will be discussing Robots in the Agriculture Industry.

Ongoing:  Our popular tractor driving, practice cow milking, water pumping, and other fun activities for kids.

Brian and Shelly Laschkewitsch from Learn to Discover will be facilitating many of the fun learning activities about robotics at this event.

Learn to Discover is a 501 c(3) nonprofit that designs, develops and delivers high-quality, hands-on STEAM (Science, Technology, Engineering, Art & Math) courses and activities to kids from pre-school through high-school.

Content provided by http://www.aghistoryproject.org/event/second-saturday-farm-robotics-agriculture/

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12 years ago · by · 0 comments

Keep asthma and life insurance costs under control

Scurich Insurance Services, CA, AsthmaThe most recent figures from the National Center for Health Statistics show that 18.6 million American adults (that’s one in 12) suffers from asthma.  If you’re one of them, buying Life insurance can be costly — depending on the severity of your condition and your reaction to treatment.However, asthmatics with a good track record of controlling their symptoms can have a near normal life expectancy. So, if it’s been more than two or three years since your asthma led to an ER visit and your condition hasn’t caused you to miss work, you shouldn’t have much trouble getting Life coverage at or near a “standard” premium. Before you apply for coverage, it makes sense to:

  • Have your physician monitor your condition at least twice a year.
  • Follow the medications the physician prescribes.
  • List these medications on your insurance application.
  • Provide a comprehensive medical history for the application.
  • If you’re a smoker, kick the habit!

We’d be happy to review your situation and recommend the coverage that’s best for you. Call us today for more information.

Content provided by Transformer Marketing.

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12 years ago · by · 0 comments

Restaurants Are Now Adding Surcharges For Obamacare…

In case you’re still wondering how Obamacare is going to affect you, you now have another answer.

You might start seeing Obamacare surcharges on your restaurant checks.

The Executive Editor of CNN Money, Chris Peacock, tweeted a snapshot of one such bill this morning. You can see the surcharge there right at the bottom: $0.20 for “ACA” — a.k.a., the Affordable Care Act, a.k.a., Obamacare.

 

Scurich Insurance Services, CA, Obamacare

 

 

 

 

 

 

 

 

 

 

 

 

 

Twenty cents isn’t exactly exorbitant. But this new practice will no doubt get the anti-Obamacare crowd howling.

Content provided by: http://www.businessinsider.com/restaurant-obamacare-surcharge-2014-2#ixzz2uYGl80Gq

 

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12 years ago · by · 0 comments

California’s Drought: A Shocking Photo And Other Updates

Scurich Insurance Services, CA, DroughtFarmers in California, where Gov. Jerry Brown declared a state of emergency last month, are facing hard choices as a drought threatens to ruin their crops. They must weigh the costs of paying for irrigation against the chance that their fields will never get enough water this season.

A striking picture illustrates the severity of the situation, as Northern California’s Folsom Lake, a reservoir northeast of Sacramento, is seen in January at only 17 percent of its capacity. In July 2011, “the lake was at 97 percent of total capacity and 130 percent of its historical average for that date,” according to NASA.

The federal agency says it is working with the California Department of Water Resources to help the state manage its water resources. Last month, NASA released other images showing the drought’s severity. As NPR member station KQED reported, the state’s snowpack is shown in January 2013 and last month. Much of it did not return.

Here are other updates on the situation:

NASA said today that it’s working to share satellite and weather data with California farmers and water officials to help them avoid wasting water, and to use it in the most efficient way possible. The space agency says a trial run of its Satellite Irrigation Management Support system in 2012 and 2013 “demonstrated sustained yields while reducing the amount of water used by up to 33 percent relative to standard practice.”

Growers of almonds — a state crop valued at $5 billion in 2012 — have been pulling trees out of the ground while they’re still in their prime, in desperate actions driven by high water costs. The AP spoke to a grower who watched crews rip 20 percent of his orchard out of the ground. A man who does that work for a living says business is up 75 percent because of the drought, and his crews are working from sunup to sundown.

Forecasts of rain and snow were welcomed by many Californians, as parts of the state could see more rain this week than they’ve had in the previous eight months together. But Time’s Bryan Walsh warns that even with that rainfall, “much of California will still be below average for precipitation this month. Since February tends to be the wettest month for California, that means that the state still has a larger and larger rainfall deficit to make up if this drought is to ever end.”

Contact Scurich Insurance Services today to get a review of your agriculture insurance.

Content provided by http://www.npr.org/blogs/thetwo-way/2014/02/25/282624536/california-s-drought-a-shocking-photo-and-other-updates

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

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