Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
- Crop-yield insurance There are two main classes of crop-yield insurance:
- Crop-hail insurance is generally available from private insurers (in countries with private sectors) because hail is a narrow peril that occurs in a limited place and its accumulated losses tend not to overwhelm the capital reserves of private insurers. The earliest crop-hail programs were begun by farmers cooperatives in France and Germany in the 1820s.
- Multi-peril crop insurance (MPCI): covers the broad perils of drought, flood, insects, disease, etc., which may affect many insureds at the same time and present the insurer with excessive losses. To make this class of insurance, the perils are often bundled together in a single policy, called a multi-peril crop insurance (MPCI) policy. MPCI coverage is usually offered by a government insurer and premiums are usually partially subsidized by the government. The earliest MPCI program was first implemented by the Federal Crop Insurance Corporation (FCIC), an agency of the U.S. Department of Agriculture, in 1938. The FCIC program has been managed by the Risk Management Agency (RMA), also a U.S. Department of Agriculture agency, since 1996.
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Why is the Pajaro Valley, Where Scurich Insurance is located, an agricultural leader?
Mild climate and diverse land types make nearly perfect growing conditions for more than 60 crops, including strawberries, apples, fresh flowers, lettuce, bush-berries, Brussels sprouts, cauliflower, broccoli and artichokes.
The marine beachlands to the north produce excellent brussels sprouts, artichokes and fresh flowers. The eastern highlands are ideal for cattle grazing, timber production, orchards and vineyards. The mid-county coastal plain grows delicious strawberries, broccoli, mushrooms and flowers, and is home to several egg ranches.
The rich soil in south county generates the largest variety of farm produce in Santa Cruz County. With all these fresh ingredients, Watsonville food processors freeze and distribute more fruits and vegetables than any other single area in the United States.
How does the Pajaro Valley affect the agriculture industry?
If the Pajaro Valley were a county, it would rank fifth in agricultural production in California, with only 55,000 acres devoted to agriculture and timber. The top five products grown commercially are strawberries, apples, fresh flowers, lettuce and bush-berries. The area leads the nation in Brussels sprouts and frozen food processing.
With a growing season of 245 days, innovative techniques and tools have put Pajaro Valley at the highest level of standards for crop production in the world. The locally invented Bug-Vac vacuums unwanted pests from crops. As a result, fewer pesticides than ever before are being used in the Pajaro Valley area.
If you would like more information on Watsonville, CA or Scurich Insurance who can help you with your Agroculture business needs, click the link to be directed!
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Also, if you have not heard of Scurich Insurance and are currently living in the Bay Area here are some services they provide. Some of the services are, Agriculture,Risk Management, Business Insurance, Safety Services, and Workers Compensation. That is just a short list of what Scurich Insurance can offer you!
Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process.
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If you have not heard of Scurich Insurance, there are many services they provide. Some of the services are, Agriculture, Risk Management, Business Insurance, Safety Services, and Workers Compensation. That is just a short list of what Scurich Insurance can offer you!
Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year.
At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process.
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YOU ONLY HAVE THREE DAYS LEFT to participate in our giveaway!!
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If you haven’t heard of Scurich Insurance Services, we offer a wide range of insurance products and we also specialize in Agri-business, Contractors, and Risk Management.
For all you Business owners in the Watsonville, CA area, we have a long history of providing the most competitive rates to protect you.
But dont take our word for it, take a look at our Testimonials on our blog!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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