Contact us

(831) 722-3541

Contact us

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Commercial Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto Insurance Quote

Contact details:

Current Coverage Information

Your car:

Your Quote Form has been sent successfully. Close this notice.

Homeowners Insurance Quote

Your house:

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Life Insurance Details

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Health Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.
6 years ago · by · 0 comments

More Than 132,000 Pounds of Ground Beef Products Recalled



More Than 132,000 Pounds of Ground Beef Products Recalled

On Wednesday, Sept. 19, 2018, the U.S. Department of Agriculture’s (USDA) Food Safety and Inspection Service (FSIS) announced that Cargill Meat Solutions would be recalling over 132,000 pounds of ground beef products.

The recall news comes after an investigation found that these products were made from the chuck portion of carcasses that may be contaminated with E. coli. According to the FSIS, 17 people have been sickened in the outbreak and one person has died.

Details of the Outbreak

The recalled products were packaged on June 21 and have an "EST. 86R" label inside the USDA inspection mark. Because the recalled products were sold at major stores nationwide, it’s important to check your products to make sure they’re not on the recall list.

Specifically, the following products have been recalled:

  • 3-lb. chubs* of “OUR CERTIFIED 73/27 FINE GRIND GROUND BEEF” with a USE OR FREEZE BY JUL/11/18 and case code 00228749057646.
  • 3-lb. chubs of “OUR CERTIFIED 73/27 FINE GRIND GROUND BEEF” with a USE OR FREEZE BY JUL/11/18 and case code 00228749002653.
  • 10-lb. chubs of “EXCEL 73/27 FINE GRIND GROUND BEEF” with a Use/Frz. By Jul 11 and case code 00228749089098.
  • 10-lb. chubs of “EXCEL 73/27 FINE GRIND GROUND BEEF” with a Use/Frz. By Jul 11 and case code 90028749002751.
  • 10-lb. chubs of “EXCEL 81/19 FINE GRIND GROUND BEEF” with a Use/Frz. By Jul 11 and case code 90028749003536.
  • 10-lb. chubs of “EXCEL GROUND BEEF 81/19 FINE GRIND” with a Use/Frz. By Jul 11 and case code 00228749003568.
  • 10-lb. chubs of “EXCEL CHUCK GROUND BEEF 81/19 FINE GRIND” with a Use/Frz. By Jul 11 and case code 90028749402773.
  • 20-lb. chubs of “EXCEL 81/19 FINE GRIND GROUND BEEF COMBO” with a Use/Frz. By Jul 11 and case code 90028749073935.
  • 10-lb. chubs of “Sterling Silver CHUCK GROUND BEEF 81/19 FINE GRIND” with a Use/Frz. By Jul 11 and case code 00228749702416.
  • 10-lb. chubs of “CERTIFIED ANGUS BEEF CHUCK GROUND BEEF 81/19 FINE GRIND” with a Use/Frz. By Jul 11 and case code 90028749802405.
  • 10-lb. chubs of “CERTIFIED ANGUS BEEF CHUCK GROUND BEEF 81/19 FINE GRIND” with a Use/Frz. By Jul 11 with case code 00228749802413.
  • 10-lb. chubs of “Fire River Farms CLASSIC GROUND BEEF 81/19 FINE GRIND” with a USE/FREEZE BY: 07/11/2018 with case code 90734730297241.

The recall has been classified as a Class I recall, meaning there is a "reasonable probability that the use of the product will cause serious, adverse health consequences or death." This means that if you’ve purchased any of the contaminated products, you should throw them away immediately and not consume them.

What are the symptoms of E.coli?

Symptoms of E.coli can vary, but generally begin three to four days after ingesting contaminated food or drink. Common symptoms include diarrhea, severe stomach cramps and vomiting. Most people are able to recover within a week, but severe cases can last longer. The CDC recommends contacting your doctor if you have symptoms of an E.coli infection.

For More Information

For more information on this recall, visit the FSIS’ website.
 
 
 
 
*”Chub” refers to ground beef packaged in a cylindrical, plastic tube.

Read more

6 years ago · by · 0 comments

Safety Measures That Prevent Employee Theft

Employee theft, fraud and embezzlement can cause serious financial and reputation damage to your company. Implement several safety measures as you prevent employee theft and protect your business.

Review Your Hiring Practices

Start with honest employees, and you could reduce your theft risk. Consider implementing the following pre-employment checks for all employees, particularly those who work with finances, confidential data or inventory.

  • Criminal history of theft, fraud or violence.
  • Civil history of fraud, collections or restraining orders.
  • Driver’s license report of serious or numerous violations.
  • Education verification of degrees and certifications from accredited institutions.
  • Employment verification of positions, length, performance, reasons for leaving, and eligibility for rehire.

Utilize Internal Controls

Prepare for the possibility of theft with policies and procedures that limit this risk. 

  • Separate duties – Place different employees in charge of transaction processing and recording.
  • Control access – Only authorized employees should have access to accounting systems and physical and financial information and assets.
  • Authorize control policies – Develop a secure process for initiating, authorizing, recording, and reviewing financial transactions and inventory.
  • Update security – Install security cameras, engrave “do not duplicate” on keys to sensitive information, and change locks and security codes when cleared employees leave.  

Perform Impartial Audits

In addition to regular audits, hire impartial parties to conduct random audits. Examine financial, inventory and other records as you encourage employees to resist temptation.  

Create a Positive Work Environment

When your work environment supports collaboration, fairness, and recognition and implements clear policies, organizational structure, and communication, your employees will probably remain honest. They will feel goodwill toward the company and may be less likely to commit theft and jeopardize the supportive, friendly and healthy environment. 

Educate Your Employees

Partner with your employees to avoid and prevent theft. They should know your company’s internal controls, conduct and ethics policy, and discipline process. Ask new employees to review these documents and sign a form indicating they’ve done so, and review the policies at least annually.

Use an Anonymous Reporting System

Equip employees, clients and vendors with the power to report suspicions or proof of theft, fraud or embezzlement. An anonymous reporting system protects your staff while giving you valuable information that protects your company.

Investigate all Theft Reports

Demonstrate that you take theft seriously when you investigate every theft report you receive. The investigation should be thorough, prompt and transparent.

Purchase Adequate Insurance

Commercial crime insurance protects your business as it covers financial losses and liability. Your insurance agent can help you purchase the right insurance coverage and adequate policy limits.

Protect your company from employee theft when you implement several security measures. They can reduce your theft, fraud and embezzlement risk.

Read more

6 years ago · by · 0 comments

3 Tips for Hiring Farm Labor

With some farmers struggling to find reliable farm labor, it is important to invest some thought in the hiring process. Here are some tips for finding the right help:

Examine your needs. You might have a general idea in your head of what work needs to be done, but it’s best to be specific. Narrow down broad processes into specific jobs so you can determine how much help you truly need.

Think about desired traits. Do you need someone to fill a temporary need, or are you hoping that person can go on to fill a managerial role? You’ll have to determine whether people skills are more important than manual labor or machinery skills, and list those traits in your job description.

Consider hiring for a trial period. If you’re hesitant about a candidate but need immediate help, consider hiring them for a short-term trial period. This saves you from high employee turnover while buying you time to recognize your needs. It allows both you and the worker to communicate any frustrations and expectations after the trial period before considering whether the working relationship is worth investing in long term.

Read more

6 years ago · by · 0 comments

Multistate Salmonella Outbreak Caused 1 Death, 17 Illnesses

On Thursday, Aug. 29, 2018, the Centers for Disease Control and Prevention (CDC) and the U.S. Department of Agriculture’s Food Safety and Inspection Service announced that salmonella-tainted chicken caused at least 17 illnesses and one death.

Investigation Details

Reported illnesses ranged from Sept. 25, 2017, to June 4, 2018, but the agencies didn’t begin their investigation until June. The investigation was launched after the New York State Department of Health said several of those who have become ill reported eating kosher chicken. When they were asked what specific kosher chicken brand they ate, they reported it was Empire Kosher brand.

At this time, the CDC isn’t advising against eating Empire Kosher brand chicken. There also haven’t been any recalls issued. Instead, they issued a public health alert on Aug. 24 out of an “abundance of caution.”

What You Can Do

Salmonella is a bacteria that causes intestinal illness. If you experience the following symptoms, seek medical attention for possible salmonella infection:

  • Diarrhea, fever and abdominal cramps
  • Symptoms beginning 12 to 72 hours after suspected ingestion
  • Symptoms lasting four to seven days

The CDC recommends doing the following to reduce your risk of contracting salmonella:

  • Do not eat raw or undercooked eggs, poultry or meat.
  • Avoid cross-contamination of foods. Keep uncooked meats separate from produce, cooked foods and ready-to-eat foods.
  • Wash hands, cutting boards, counters, knives and other utensils thoroughly after handling uncooked foods.
  • Always wash hands before handling food and between handling different food items.

Read more

6 years ago · by · 0 comments

Low-wage Labor Workplace Violations

An extensive survey of more than 4,000 low-wage workers in Los Angeles, Chicago, and New York City by the National Employment Law Project (NELP) reached these conclusions:

  • More than one in four workers surveyed (26%) were paid less than minimum wage.
  • Among these workers, 16% were underpaid by more than one dollar per hour.
  • More than three in four (76%) workers who worked overtime were not paid for their time. The average worker had put in 11 hours that were either underpaid or not paid at all.
  • Women and foreign-born workers were victimized more than anyone else.
  • The average wage theft was 15% of earnings.

Additional violation categories included:

  • Off-the-clock
  • Meal breaks
  • Pay stubs
  • Illegal deductions
  • Tips
  • Illegal employer retaliation
  • Workers Compensation violations

It is hard to balance this economic suffering with the fact some executives are making tens of millions of dollars during a failing economy. You don’t have to be of any political persuasion to realize that something’s out of whack. Not only do these employers deprive good people of a fair day’s pay, they’re also at war with companies who strive to grow their business the right way; perhaps even going above the call and actually empowering their workers rather than oppressing them. If we can fight overseas to assure basic human rights, we should be able to do the same here.

For more information on the survey, click here.

Read more

6 years ago · by · 0 comments

OSHA Suspends Forms 300 and 301 Electronic Reporting

On July 30, 2018, the Occupational Safety and Health Administration (OSHA) issued a proposed rule to eliminate electronic reporting requirements for data from OSHA Forms 300 and 301. OSHA initially established these requirements— which apply to establishments with 250 or more employees—in a final rule issued in 2016.

Covered establishments must still submit electronic reports on data from Form 300A through the agency’s Injury Tracking Application (ITA). The next deadline for this reporting is    March 2, 2019. The proposed rule would require covered establishments to submit their federal employer identification numbers (EINs) along with their Form 300A information.  

  • Covered establishments must submit data from Form 300A through the ITA every year, but should not electronically submit data from Forms 300 and 301.
  • Anyone who is interested in submitting comments on the proposed rule must do so by Sept. 28, 2018.

On May 12, 2016, OSHA issued a final rule that requires certain establishments to electronically submit information about work-related injuries, illnesses and incidents through the agency’s ITA website every year. Under the final rule:

  • Establishments that were already required to create and maintain OSHA injury and illness records and have 250 or more employees must electronically submit information from their OSHA Forms 300A, 300 and 301; and
  • Establishments that have between 20 and 249 employees and belong to a high-risk industry must electronically submit information from Form 300A.

The final rule’s deadline for submitting 2017 data from these forms was July 1, 2018. In June 2018, however, OSHA announced that it will not:

  • Enforce the July 1, 2018, deadline for information from Forms 300 and 301; or
  • Accept any electronic reports on information from Forms 300 and 301.

The June 2018 announcement confirmed that all establishments subject to the electronic reporting rule must still use the ITA to submit information from Form 300A.

2018 Proposed Rule

Citing worker privacy issues related to information from Forms 300 and 301, OSHA’s proposed rule formally announces that the agency intends to remove the requirement for establishments with 250 or more employees to electronically submit information from Forms 300 and 301 every year. Under the proposed rule, these establishments (along with other establishments that are subject to OSHA’s final rule) would only be required to electronically submit information from Form 300A.

According to the proposed rule, OSHA believes this change is necessary because electronic submission of data from Forms 300 and 301 allows the federal government to collect information that workers may deem sensitive, such as descriptions of their injuries and the body parts affected. As records in federal possession, this information would put worker privacy at risk because it could be subject to disclosure under the federal Freedom of Information Act.

OSHA explained that this risk does not justify stopping its electronic collection of Form 300A summaries, because the Form 300A information offers significant enforcement value with little privacy risk. OSHA uses this information to help it identify and target establishments with high rates of work-related injuries and illnesses and to develop and assess intervention programs.

OSHA also proposed changing the electronic reporting rule to require covered establishments to submit their EINs along with their Form 300A information. OSHA believes this requirement could reduce or eliminate duplicative reporting and increase the Bureau of Labor Statistics’ ability to use OSHA-collected data for purposes of publishing its annual Survey of Occupational Injury and Illness (SOII). OSHA uses data from the SOII to help determine how to improve safety programs and to measure the Occupational Safety and Health Act’s effectiveness in reducing work-related injuries and illnesses.

Request for Public Comments

OSHA’s proposed rule invites the public to submit comments on the benefits and disadvantages of removing the requirement for establishments with 250 or more employees to electronically submit data from Forms 300 and 301 on an annual basis. OSHA also invites comments on its proposal to add a requirement for employers to submit their EINs along with their injury and illness data.

The specific questions that OSHA is seeking comments on, along with instructions for submitting comments, are outlined in the proposal. The agency will accept public comments on these issues until Sept. 28, 2018.

Impact on Employers

While OSHA’s proposed rule is under consideration, the agency will not enforce the July 1, 2018, deadline for establishments with 250 or more employees to electronically submit the data from Forms 300 and 301. For 2017 data from Form 300A, OSHA indicated that it will continue accepting electronic submissions after the July 1, 2018, deadline, but will mark these submissions as late. The next deadline for electronically submitting data from Form 300A is March 2, 2019.

More Information

Contact Scurich Insurance or visit OSHA’s ITA website for more information regarding electronic reporting.

Read more

Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm