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12 years ago · by · 0 comments

What is desalination?

Glass of waterThe California drought has gotten out of control.  That is why a private company stepped up and paid $1 billion for a new desalination plant located in Carlsbad.

The drought has really impacted Southern California within this last year, however, the drought has been drying up some parts of California for years.

What is desalination?

Basically, it’s a sifting process which removes salt and other minerals from salt water that is retrieved from the sea.  This process will make the water safe for drinking and irrigation.  Desalination is a more expensive process to provide potable water.

Alternatives

There are alternative methods to providing drinking water which are less expensive than desalination.  The methods include ground water, which is obtaining drinking water from natural resources including rivers, lakes, and even digging underground for water.

Another method is water recycling.  In Orange County, California, water recycling is underway.  Since 2008, Orange County has provided residents with billions of gallons of potable water from the recycling facility.  By 2015, Orange County will be providing an additional 30 million gallons per day, all thanks to their expansion efforts.

The drought in California has gotten so bad that even wells in Bakersfield, have run dry.

Content provided by Transformer Marketing.

Sources:  http://en.wikipedia.org/wiki/Desalination and http://www.slate.com/articles/technology/future_tense/2014/06/desalination_vs_purification_why_californians_will_soon_drink_their_own.html

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12 years ago · by · 0 comments

Celebrate Grandpa and Grandma

GrandparentYour grandparents love you.  After all they let you have dessert before dinner, take you shopping and get you anything you want, and dote all over you.  They even grab your cheeks and make cute noises.  Okay, so maybe they don’t do that anymore (and if they do, you may want to have a nice chat with them), but they still love you unconditionally.  Which is why you should celebrate them.

September 8th is National Grandparents’ Day and we have put together a list of ideas for you to use to celebrate with them.

  • Make them breakfast, lunch or dinner.  Just break out the yumminess, strap on an apron and give it your best.  I know they would love whatever creation you come up with.
  • Take them on a nice walk.  Offer to carry the bag for them.
  • You take them shopping this time.
  • Take them out to dinner.  The early bird special is delicious!
  • Do chores around the house for them.  Get into those hard to reach spaces.
  • Ask them about their history.  Everyone loves talking about what has made them the person they are today.  You could find some rich family history by chatting up a storm with them.
  • Make them a nice card.  I know it’s cheesy to give homemade stuff but really, it’s what they love.  I mean have you looked on their fridge decorated with your accomplishments?

This Grandparents’ day, make it special for them.  Love on them and celebrate, after all they didn’t tell your mom that you spilled the grape juice on her new white outfit.

Content provided by Transformer Marketing.

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12 years ago · by · 0 comments

Your homeowners insurance will surprise you

8-29-14Everyone knows that homeowners insurance will cover any structural damage done to your home inside and out.  Your roof gets hit by lighting and has damage?  Homeowners insurance will cover it.  A nasty storm knocked a tree into your kitchen and destroyed it?  Homeowners insurance will cover it.  But that’s not all homeowners insurance will cover.  There are some surprising little known coverages in your homeowners policy.  Such as:

  • Any mandated upgrades.  If an ordinance passed stating that all homes needed to have solar paneling, and you needed to get your roof fixed, homeowners insurance would cover the addition of the solar paneling.  Check with your policy, because there generally is limits.
  • Food replacement.  Yup, that’s right, your homeowners insurance will replace any food that is no longer edible.  Most policies will have a $500 limit.
  • Are you getting sued for slander?  Your homeowners insurance will defend and cover you.
  • Did Marmaduke bite the postal worker?  Your homeowners insurance will all damages associated with your pooch.
  • Did your neighbor hit run over you with her bicycle?  Some homeowner’s policies will cover your medical expenses.  Homeowners insurance will cover a number of accidents similar to this.  Scurich Insurance Services can help you navigate through the specificities of your policy.
  • Rough winters.  Rough winters can damage your pipes, the weight of snow on your roof can cause damage and other winter damages, can cause you to have to find temporary shelter with additional living expenses.  Your homeowners insurance will cover your additional expenses.

To find out everything else that your policy covers, contact Scurich Insurance Services today.

Content provided by Transformer Marketing.

Source:  http://www.bankrate.com/finance/insurance/things-your-home-insurance-covers.aspx#slide=1

 

 

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12 years ago · by · 0 comments

Happy Labor Day!

8-29-14Labor Day falls on Monday, September 1st this year.  In observance of the holiday, Scurich Insurance Services offices will be closed on Monday.  We will reopen on Tuesday, September 2nd.

Not sure how you want to make the most out of your Labor Day weekend?  Here are a few suggestions:

  • Go on a nice long hike with your family.  Some great hikes to go on?  Meadow Trail Loop at Mount Madonna, Mt. Madonna Loop, or Sprig Trail and Merry-Go-Round Loop.  Don’t forget to pack a picnic!
  • Spend your time giving back.  Volunteer at your local charity organization.
  • Indulge your taste buds.  Food festivals happen all the time and man do they have some delicious tasting treats for you.  Go ahead and yum it up!
  • Go fly a kite.  Okay, so this doesn’t happen as much as it did in the past, but flying a kite is a lot of fun.  Head out to the beach and take your kite with you.
  • Go camping.  In your backyard.  Remember the good ol’ days, when you pitched a tent in your backyard and pretended you were camping.  The thrill and excitement of it all?  Get in touch with that inner child and camp.

Whatever you decide to do this Labor Day weekend, we hope it’s a fantastic one!  Be safe!

Content provided by Transformer Marketing.

Sources:  http://www.rd.com/slideshows/10-ideas-for-labor-day-family-fun/#slideshow=slide2 and http://www.everytrail.com/best/hiking-watsonville-california

 

 

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12 years ago · by · 0 comments

California is on this list…

8-27-14Getting into an accident is an inconvenience and there are certain states that don’t make it any easier.  When you file a claim auto insurance rates have a tendency to rise.  Did you know that if you file a claim for anything $2,000 and higher can cause your insurance to jump up to 40% in some places?

If you live in one of the places listed below, you could find yourself on the short end of the stick when it comes to rate increases.

  1. Massachusetts rates jump up 67% when claims are filed.
  2. California claims will get you a 62% increase.
  3. New Jersey has 59% increase.
  4. North Carolinians will see a 47% increase.
  5. Minnesota raises their rates 45%.

If you have a claim that is $2,000 or less and you can afford the repair, it would be better for your insurance rates in the long run to pay out of pocket than it would be to file the claim.

On the flip side of things, here are the states that have the lowest rate increases:

  1. Maryland with just a 20% increase.
  2. Alabama at 22%.
  3. Michigan & Wyoming both have a 23% increase.
  4. Oklahoma has a 25% increase.

If you find yourself in this situation, Scurich insurance services can help.  Anyone of our friendly staff will be able to help guide you through this process.

Content provided by Transformer Marketing.

Sources:  http://www.ibamag.com/news/5-states-where-you-dont-want-to-file-an-auto-claim-16616.aspx

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12 years ago · by · 0 comments

Fatal accident is suspected DUI

Official U.S. Navy photo released by Commander, U.S. Naval Forces Marianas Public Affairs Officer, LT. A. Chisholm.On Saturday, August 9th a 2014 Ford Fusion was involved in a one car crash that left one person dead.  24 year old, Gwynne Coye of Aptos, a passenger in the vehicle, was killed and the driver, Marquis Edwards was arrested.  Murder, Felony evading a police officer resulting in death, and other charges were filed against Marquis Edwards.

If Marquis is convicted on all counts, he faces life in prison.  His next court date is Aug. 22nd.

Watson Murder Law

The Watson Murder Law was enacted after the case of People v. Watson.   Defendant Watson had several prior convictions for drinking and driving.  In this case, his actions resulted in the death of another human being.  Implied malice is the term prosecutors use in order to charge a defendant with murder.  When you drink and drive, a person knows that their actions can cause the death of another human, hence implied malice.  Generally, murder charges in a drinking and driving case are only imposed against a defendant who has prior convictions for DUI.

Insurance and DUI

If you have been convicted of a DUI, you could find yourself without insurance.  If you find an insurance company who will provide coverage, they will need to provide you with an SR-22 so you can file with your local DMV.

Scurich Insurance Services can assist you with any questions you may have if you are in this situation.

Content provided by Transformer Marketing.

Sources:  http://www.santacruzsentinel.com/santacruz/ci_26332756/driver-charged-murder-santa-cruz-crash

http://www.avvo.com/legal-guides/ugc/california-dui-murder-aka-the-watson-murder-rule

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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