When you smoke, your risk of developing lung, throat and mouth cancers as well as heart disease, stroke and diabetes increases. You also may experience shortness of breath and increased life insurance premiums. Up to 480,000 people die each year from the effects of smoking, but you can quit. Try four holistic methods as you seek to improve your health today.
1. Exercise
Sweat out the buildup of nicotine in your body, relieve depression and reduce boredom when you use exercise to stop smoking. Whether you run, swim, walk or try a different sport, the physical activity increases your odds of quitting.
2. Limes
In addition to flavoring entrees and beverages, limes boost your immunity and decrease your body’s acidity. Use them to quit smoking when you cut the quarters of a lime into quarters. Chew on one small piece, skin and all, whenever you feel a cigarette craving.
3. Self-Massage
Professional massages relax your body and your mind, which helps you handle nicotine cravings. However, you don’t have time for a full-body massage every time you want to smoke. Instead, learn self-massage techniques that are easy to perform multiple times a day.
*Use your right thumb and slight pressure to draw a circle in the palm of your left hand. Switch hands frequently.
* Massage each finger gently from bottom to top.
*Rub your ear lobes in circular motions.
4. Meditate
Reduce tension, stress and anxiety caused by nicotine withdrawal when you meditate. Start by lying down on your back and breathing deeply from your abdomen. Envision yourself cigarette-free and healthy as you exhale and inhale. Spend 15 minutes meditating, and your entire body will be calm and relaxed.
Smoking increases your risk of developing a number of deadly illnesses and diseases. It also affects your ability to afford beneficial life insurance coverage that gives your family peace of mind and financial security. Use four holistic methods to quit smoking today, and commit to healthy living.
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The California drought has gotten out of control. That is why a private company stepped up and paid $1 billion for a new desalination plant located in Carlsbad.
The drought has really impacted Southern California within this last year, however, the drought has been drying up some parts of California for years.
What is desalination?
Basically, it’s a sifting process which removes salt and other minerals from salt water that is retrieved from the sea. This process will make the water safe for drinking and irrigation. Desalination is a more expensive process to provide potable water.
Alternatives
There are alternative methods to providing drinking water which are less expensive than desalination. The methods include ground water, which is obtaining drinking water from natural resources including rivers, lakes, and even digging underground for water.
Another method is water recycling. In Orange County, California, water recycling is underway. Since 2008, Orange County has provided residents with billions of gallons of potable water from the recycling facility. By 2015, Orange County will be providing an additional 30 million gallons per day, all thanks to their expansion efforts.
The drought in California has gotten so bad that even wells in Bakersfield, have run dry.
Content provided by Transformer Marketing.
Sources: http://en.wikipedia.org/wiki/Desalination and http://www.slate.com/articles/technology/future_tense/2014/06/desalination_vs_purification_why_californians_will_soon_drink_their_own.html
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Sometimes new is not always better. This is what the 49er family is finding out after closing down Candlestick Stadium and moving into their new, “bigger, better,” Levi Stadium.
Levi Stadium started construction April 19th, 2012 and opened its doors on July 17th, 2014. The total cost of the project was $1.3 billion. So you think with spending that kind of money the stadium would be in perfect condition. But it’s not. It has had a fair share of problems since opening day. For instance:
- The traffic is a nightmare. Didn’t matter if you drove or took the train, you were stuck sitting and waiting.
- All the hub over the stadium being the most technically advanced, is having a hard time living up to that promise.
- During the 49er-Bronco game any concessions had to be paid in cash as the cashiers didn’t have access to the point of sale programs.
- And now? The turf.
The $1.4 million turf that was installed was quickly destroyed in the 49ers practice on August 20th. Within 45 minutes of the public practice, where 30,000 fans came to watch their beloved team play, they were given vouchers to the stadium museum and practice finished in another location behind closed doors.
Let’s see if the problems get worked out before we get too deep into the season.
Content provided by Transformer Marketing.
Sources: http://www.santacruzsentinel.com/localnews/ci_26379292/levis-stadium-turf-being-replaced
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Everyone knows that homeowners insurance will cover any structural damage done to your home inside and out. Your roof gets hit by lighting and has damage? Homeowners insurance will cover it. A nasty storm knocked a tree into your kitchen and destroyed it? Homeowners insurance will cover it. But that’s not all homeowners insurance will cover. There are some surprising little known coverages in your homeowners policy. Such as:
- Any mandated upgrades. If an ordinance passed stating that all homes needed to have solar paneling, and you needed to get your roof fixed, homeowners insurance would cover the addition of the solar paneling. Check with your policy, because there generally is limits.
- Food replacement. Yup, that’s right, your homeowners insurance will replace any food that is no longer edible. Most policies will have a $500 limit.
- Are you getting sued for slander? Your homeowners insurance will defend and cover you.
- Did Marmaduke bite the postal worker? Your homeowners insurance will all damages associated with your pooch.
- Did your neighbor hit run over you with her bicycle? Some homeowner’s policies will cover your medical expenses. Homeowners insurance will cover a number of accidents similar to this. Scurich Insurance Services can help you navigate through the specificities of your policy.
- Rough winters. Rough winters can damage your pipes, the weight of snow on your roof can cause damage and other winter damages, can cause you to have to find temporary shelter with additional living expenses. Your homeowners insurance will cover your additional expenses.
To find out everything else that your policy covers, contact Scurich Insurance Services today.
Content provided by Transformer Marketing.
Source: http://www.bankrate.com/finance/insurance/things-your-home-insurance-covers.aspx#slide=1
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Getting into an accident is an inconvenience and there are certain states that don’t make it any easier. When you file a claim auto insurance rates have a tendency to rise. Did you know that if you file a claim for anything $2,000 and higher can cause your insurance to jump up to 40% in some places?
If you live in one of the places listed below, you could find yourself on the short end of the stick when it comes to rate increases.
- Massachusetts rates jump up 67% when claims are filed.
- California claims will get you a 62% increase.
- New Jersey has 59% increase.
- North Carolinians will see a 47% increase.
- Minnesota raises their rates 45%.
If you have a claim that is $2,000 or less and you can afford the repair, it would be better for your insurance rates in the long run to pay out of pocket than it would be to file the claim.
On the flip side of things, here are the states that have the lowest rate increases:
- Maryland with just a 20% increase.
- Alabama at 22%.
- Michigan & Wyoming both have a 23% increase.
- Oklahoma has a 25% increase.
If you find yourself in this situation, Scurich insurance services can help. Anyone of our friendly staff will be able to help guide you through this process.
Content provided by Transformer Marketing.
Sources: http://www.ibamag.com/news/5-states-where-you-dont-want-to-file-an-auto-claim-16616.aspx
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On Saturday, August 9th a 2014 Ford Fusion was involved in a one car crash that left one person dead. 24 year old, Gwynne Coye of Aptos, a passenger in the vehicle, was killed and the driver, Marquis Edwards was arrested. Murder, Felony evading a police officer resulting in death, and other charges were filed against Marquis Edwards.
If Marquis is convicted on all counts, he faces life in prison. His next court date is Aug. 22nd.
Watson Murder Law
The Watson Murder Law was enacted after the case of People v. Watson. Defendant Watson had several prior convictions for drinking and driving. In this case, his actions resulted in the death of another human being. Implied malice is the term prosecutors use in order to charge a defendant with murder. When you drink and drive, a person knows that their actions can cause the death of another human, hence implied malice. Generally, murder charges in a drinking and driving case are only imposed against a defendant who has prior convictions for DUI.
Insurance and DUI
If you have been convicted of a DUI, you could find yourself without insurance. If you find an insurance company who will provide coverage, they will need to provide you with an SR-22 so you can file with your local DMV.
Scurich Insurance Services can assist you with any questions you may have if you are in this situation.
Content provided by Transformer Marketing.
Sources: http://www.santacruzsentinel.com/santacruz/ci_26332756/driver-charged-murder-santa-cruz-crash
http://www.avvo.com/legal-guides/ugc/california-dui-murder-aka-the-watson-murder-rule
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